In the early days of the pandemic, federal and state moratoriums were placed on foreclosures in Florida, bringing much relief to homeowners in the state that had lost their job or otherwise could not make their monthly mortgage payments. The predictions at the time were that while foreclosures may have…
Category: Foreclosure Defense
A house littered with outdoor debris and boarded-up windows stands vacant in Eau Gallie, and it has for over ten years. The bank foreclosed on it in 2007 but has had a previous owner since that time. That owner died in 2020 and now, a number of circumstances have held…
The story of a pending foreclosure in Miami Gardens emerged recently that shone a light on not only foreclosures in Florida, but also the unexpected fees that often come along with it. The Miami Gardens home was passed down from a mother to her daughter, who later died without a…
Mortgage servicer Ocwen recently settled $11 million in relief to settle foreclosure misconduct claims, and over $2 million of that settlement went to homeowners in Florida. While the win was a big one for people who had unfairly lost their homes in the past, it is a reminder that mortgage…
As state and federal forbearance programs come to an end, it has sent many homeowners into a panic. Without the foreclosure protection residents in Broward County have been enjoying for the past 14 months, many residents are in fear of losing their homes. While Florida is not likely to see…
The year 2006 was almost 15 years ago but for homeowners in Florida, it sometimes seems like it was just yesterday. It was at that time the entire country experienced one of the biggest real estate housing bubbles in history. While a booming real estate market is often the sign…
This year has come with challenges Floridians have never seen before, and that is saying something considering the Sunshine State was one of the hardest hit during the Great Recession. Many homeowners are facing foreclosure; for some, the process has already started. You may qualify for a mortgage forbearance if…
The past year has been extremely challenging for homeowners in South Florida and throughout the rest of the country. For some, it is a bit too reminiscent of the Great Recession and that is enough to strike fear in the heart of any Floridian. It is well known that Florida…
Millions of American homeowners have struggled through the pandemic. When Congress passed the CARES Act providing for automatic forbearance, that was a lifeline that millions of homeowners needed. However, for many homeowners, it has created even more headaches and nightmares. We have seen homeowners charged for late fees, property inspections,…
