When you have missed some mortgage payments and are in fear of foreclosure, you have a big decision to make. Should you allow the foreclosure process to continue, or should you fight it and try to stay in your home? While your emotions may try to dictate the answer, there…
Category: Foreclosure Defense
For years, the courts in Florida have debated the idea of standing in foreclosure. While standing will still likely be debated in the courts, the latest decision from the Florida Supreme Court means that attorneys’ fees probably won’t be. Prior to the latest case, “No Standing, No Fees” was fairly…
The COVID-19 pandemic has ravaged homeowners and business owners alike and has placed many in fear of losing their homes or operating spaces. Throughout the country, the delinquency rate currently stands at 6.3 percent, nearly double the 3.8 percent rate the country saw just one year ago. However, experts are…
Millions of homeowners across America have received a mortgage forbearance for their home loans. Although many homeowners have had their forbearance plans expire already, many are still in a forbearance plan. During the period of forbearance, a homeowner is not required to make monthly mortgage payments. The CARES Act passed…
Foreclosure filings are down around the country. That is not all that surprising, as the moratorium on federally-backed mortgages is still in place and approximately 80 percent of homeowners hold this type of mortgage. Still, for those in Florida, the news is grim, as the Sunshine State continues to post…
If you are facing foreclosure, know that all hope is not lost. You have the right to hire an attorney to represent you and help you protect your rights to your property. Whether you are looking for a loan workout, are looking to avoid a deficiency judgment, if you suspect…
Thousands of American homeowners face the daunting issue of foreclosure every year. If you’re dealing with a foreclosure yourself, you’re not alone. In particular, Florida residents have experienced some of the most alarming foreclosure rates in the country over the past decade. Florida has reported the highest foreclosure rate in…
If you are a homeowner in Florida and have fallen into financial hardship as so many people have during the pandemic, it is natural to wonder what happens during the foreclosure process. Knowing what to expect can make this difficult time a little easier and understanding how to prepare can…
Many federally backed mortgage loans are currently under foreclosure moratoriums. This means that many loan servicers are unable to file mortgage foreclosure actions against homeowners who have been unable to make their mortgage payments. For many homeowners already in the foreclosure process, this also means that many homeowners have been…
