Did Your Mortgage Loan Servicer Charge You for Fees and Costs During a Forbearance?

A man reading a foreclosure notice

Millions of American homeowners have struggled through the pandemic.  When Congress passed the CARES Act providing for an automatic forbearance, that was a lifeline that millions of homeowners needed.  However, for many homeowners, it has created even more headaches and nightmares.

We have seen homeowners charged for late fees, property inspections, and other fees and charges during the forbearance period.  This is illegal for loan servicer to do, however we have seen that occurring.  To make matters worse, many homeowners now find themselves in the position that they have not made a mortgage payment in many months and are so far behind that they cannot catch up, and the servicer has been unwilling to work with them on a solution that they can afford.

If you had a forbearance plan in place and have been charged fees or costs during that time, we definitely would like to speak with you.  Even if you have not been charged any fees and costs but are worried about losing your house because your mortgage loan servicer is not working with you on your missed mortgage payments, we greatly appreciate the opportunity to help you.  We have many ways in which you may be able to save your home.

We may be able to help you with a loan modification, we may be able to get you 5 years to pay back the missed payments through a bankruptcy plan, and we may be able to sue your loan servicer in federal court if we find any violations.

The best aspect of our office is that because we have so many solutions for homeowners to help people save their homes, we can custom tailor a plan to suit your specific situation.  If there is one thing we have learned from saving thousands of homes from foreclosure is that there is no one-size-fits-all solution.

Everyone has a different set of facts and challenges they are facing and what is right for one homeowner is not necessarily right for another.  We have a tremendous amount of experience in saving homes from foreclosure and by giving us the opportunity to help you, you can put our experience to work for you.  Call us right now for your free consultation with one of our attorneys at 1.888.FIGHT.13.