In 2018, Americans paid off more debt than they had in nearly 10 years, since the year after the recession began. However, while the news that Americans paid off $40.3 billion in credit card debt in the first quarter of 2018 alone was good, it also came with some unfortunate…
Category: Credit Card and Debt Defense
A monetary judgment once entered, gives the judgment creditor the right to seek to collect the amounts due. After the entry of the judgment[1], the creditor in many cases, may not make an immediate attempt to collect or may go a long time without making any collection effort. Lack of…
There is no question that YouTube, HGTV, and other such programs have sparked the imagination and encouraged the prevalence of a “do-it-yourself” or DIY approach. You can literally find anything online from the best way to give yourself a haircut to building a house in a matter of seconds. With…
If you are a consumer in Florida that is facing debt you have rights under both, Federal and State law. A number of consumers may not be fully informed regarding their rights when dealing with creditors and debt collectors. Consumers have rights in both Federal and State Courts and the…
Recently, the Sun-Sentinel reported on the increasing use of credit card skimmers, particularly at gas stations. According to that reporting, more than 200 skimmers were already found in South Florida in the first four months of 2018: 112 in Broward, 54 in Palm Beach and 18 in Miami-Dade. Based on…
The internet is flooded with a myriad of articles, videos, studies etc. on competing theories for the repayment of debt. These theories range from the debt snowball to the debt avalanche to the debt tsunami to quite a few others. Many of these strategies address both the financial and psychological…
Our office handles cases both large and small. We regularly help people who owe smaller debts and appear in small claims court, we also regularly help people save homes and handled cases with the amount in dispute in the millions. We are pleased to report that we just won a…
For individuals that apply for and are denied a loan or extension of credit by a creditor, the possibility exists that the decision by the creditor may have been wrongfully based on invalid or non-supportive evidence. Consumers should always ask a creditor to specify the reasons for which it based…
Consumers are not without allies in their fight against unscrupulous debt collectors. A qualified and experienced debt collection defense attorney may assist any consumer in fighting unscrupulous lenders typically equipped with an arsenal of legal resources to harass and sue consumers for alleged unpaid credit card debts. Many debts are…
