Blog

An offer-in-compromise (OIC) is an agreement between a taxpayer and the Internal Revenue Service that resolves tax liabilities for less than the full amount of the tax debt. However, if the tax debt may be fully paid through an installment agreement or another payment arrangement, the taxpayer will typically not…

The Telephone Consumer Protection Act (TCPA) allows the Federal Communications Commission (FCC) to helps consumers stop unwanted telephone calls and text messages. It is important to note that rules differ between landline and wireless phones. While FCC rules limit many types of robocalls, some robocalls are allowable if consumers grant…

Along with the long list of documents required for filing in a Chapter 7 Bankruptcy case, every Chapter 7 debtor must file a Statement of Intention (SOI). The attorneys at call Loan Lawyers may assist every debtor in every type of bankruptcy case, whether filed under Chapter 7 or Chapter…

Fla. Stat. § 537.012 applies the repossession and disposal of pledged property. In the case of repossession, the term “pledge” is used to describe the motor vehicle which is the secured collateral for a motor vehicle purchased on credit. If a vehicle is purchased on credit, the lender holds contract…

It is important that taxpayers negotiate with the IRS to pay any delinquent tax debt, preferably before the IRS places a lien on property or worse, seizes it pursuant to its statutory authority to levy property. The attorneys at Loan Lawyers may help any taxpayer negotiate a settlement with the…

A federal tax lien is a legal claim by the federal government against a taxpayer’s property when he or she neglects or fails to pay a tax debt. After the IRS assesses liability by listing a balance due in its records and sending the taxpayer a Notice and Demand for Payment, it…

If a homeowner has received a foreclosure notice from a lender, such a sale may be postponed by the filing of a Chapter 13 bankruptcy case. A bankruptcy filing places the automatic stay in effect which bars most collection activities by debtors. The automatic stay prevents a lender from foreclosing…

The Florida Office of the Attorney General states that Florida law applicable to repossession of a motor vehicle by a secured creditor neither requires a court hearing nor written notice warning the consumer of imminent repossession. However, there are ways for consumers to avoid this situation and retain a motor…

Surprisingly, many individuals who prepare for filing a bankruptcy don’t know the difference between a secured debt and an unsecured debt. Whether or not the filing of a bankruptcy case is the ultimate goal, knowing the distinction between the two types of debts is significantly important. In Chapter 7 and…