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The Consumer Protection Financial Burea(CFPB) just filed a lawsuit against the larges student loan servicing company in the country, Navient, formally known as Sallie Mae. Navient was accused of intentionally making it difficult for borrowers to repay their student loans, not timely providing information or providing wrong information and processing…

Filing a bankruptcy case necessitates the disclosure of a debtor’s complete, current financial history. It also includes providing tax returns and evidence of earnings to the bankruptcy trustee. Of course, federal law and the rules of bankruptcy procedure mandate that certain internal forms must be filed in a bankruptcy case,…

One law that protects members of the general public is the Fair Debt Collection Practices Act(“FDCPA”), a Federal law that prohibits a wide variety of harassing and abusive practices by debt collectors. The FDCPA is a powerful tool that our office makes extensive use of in many cases. One clause…

Members of the public frequently fall victim to a relatively common scam perpetrated by many debt collectors. Many debt collectors will charge “collection costs” or “processing charges” or “service fees” on debts that they attempt to collect. There are times when debt collectors are allowed to charge money for the…