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Following up on the United States Court of Appeals for the Second Circuit holding, which stated that black letter contract law does not allow a party to revoke consent under the TCPA without the consent of the counterpart to the contact. Reyes v. Lincoln Automotive Fin. Servs., No. 16-2104 (2d…

A lien gives a creditor the legal right to seize and sell the collateral property of a borrower who has defaulted on a loan. A judgment or judicial lien is a lien placed against the property by court order, typically as the result of a lawsuit against an individual who…

The Fort Lauderdale foreclosure defense lawyers at Loan Lawyers, LLC are licensed to practice law in the state of Florida. If you have a legal matter that you would like to discuss and you are NOT located in Florida, please contact your state’s Bar Association to get the information of…

When you purchase a car on a loan from a bank or other creditor, you do so under an agreement that you will ensure the vehicle is protected to prevent serious losses as well as make payments with interest until the balance of the loan is paid off. However, when…

When you borrow money to attend school, you’ll need to pay it back, with interest. But what happens when you can’t make your monthly payments? After a certain amount of time, your loan will go into default, which can carry heavy consequences. To help you better understand why you should…

If you discover you’ve been the victim of identity theft, you’ll face quite a bit of uncertainty. It’s difficult to tell when someone might try to use your identity fraudulently (if they haven’t already), so you need to protect yourself. Fortunately, recovering from identity theft and defending your identity may…

Most years no FDCPA cases reach the Supreme Court. This year several have and not all of them are good ones. In a 5-3 decision, the Supreme Court recently ruled upon the case of Johnson v. Midland Funding, LLC, a decision that has been widely criticized by consumer-protection attorneys. The…

The United States District Court for the Eastern District of Missouri reduced an award given by a jury because the statutory damages of $500 per call would have been “obviously unreasonable and wholly disproportionate to the offense.” In Golan v. Veritas Entm’t, LLC, No. 14-0069 (E.D. Mo. Sept. 7, 2017),…

Loan Lawyers, LLC is licensed to practice law in the state of Florida. If you have a legal matter that you would like to discuss and you are NOT located in Florida, please contact your state’s Bar Association to get the information of a lawyer that can assist you in…