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If you discover you’ve been the victim of identity theft, you’ll face quite a bit of uncertainty. It’s difficult to tell when someone might try to use your identity fraudulently (if they haven’t already), so you need to protect yourself. Fortunately, recovering from identity theft and defending your identity may…

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Our client, T. E. took out a note and mortgage with World Savings Bank, FSB on January 30, 2007. The note had a 7.0% adjustable interest rate, which would adjust every 2 weeks, based upon the “GDW” Index. The note and mortgage were industry-standard documents, however, the mortgage made a…

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Mailing notices to the defendant. I’ve spoken about this issue in the past, but I feel compelled to discuss it again because of how critical it is for homeowners. Many standard mortgages contain language that dictates the obligations of each party when it comes to sending mail back and forth….

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The United States Court of Appeals for the Eleventh Circuit held that a consumer can partially revoke consent under the TCPA. In Schweitzer v. Comenity Bank, No. 16-10498 (11th Cir. 2017), the plaintiff provided consent to call her cellular telephone number when she applied for a credit card with the defendant. After…

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Loan Lawyers, LLC is licensed to practice law in the state of Florida. If you have a legal matter that you would like to discuss and you are NOT located in Florida, please contact your state’s Bar Association to get the information of a lawyer that can assist you in…

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Facing Foreclosure? Mortgage Reinstatement Could Help Florida homeowners who have fallen behind on their regular mortgage payments have legal options available to them for avoiding foreclosure. The quickest way for you to recover legally and financially when you’ve missed too many mortgage payments is to obtain a mortgage reinstatement from…