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It is well established that consumer protection statutes are to be “construed liberally in order to best serve Congress’ intent” in affording consumers the maximum level of protection available. See McLean v. GMAC Mortg. Corp., 398 F.App’x. 467, 471 (11th Cir. 2010)(citing Ellis v. Gen. Motors Acceptance Corp., 160 F.3d 703, 707…

We see situations where they will use an autodialer but choose a local area code to trick someone into thinking it’s a local call and they are more likely to answer it. If you have any debt collector or telemarketer that is auto dialing your cell phone without your express…

The False Claims Act, which is also commonly referred to as Qui Tam or the Lincoln Law is one of the oldest laws in the United States. The first whistleblower law was enacted into legislation in 1778, with an updated more powerful False Claims Act passing in 1863 during the…

Facing foreclosure in Florida can be a very difficult challenge to someone who does not know the process and the law. You may be considering handling the lawsuit yourself, but that isn’t the smartest option. The Bank will have to serve you a copy of the Complaint and Summons. Once…

Loan Lawyers, LLC is licensed to practice law in the state of Florida. If you have a legal matter that you would like to discuss and you are NOT located in Florida, please contact your state’s Bar Association to get the information of a lawyer who can assist you in…

Fla. Stat. § 559.55, more commonly known as the Florida Consumer Collection Practices Act, defines a debt collector in Florida as any person who uses any instrumentality of commerce within the state of Florida in any business whose principal purpose is the collection of debts, or who regularly collects or…

Don’t let the stigma of bankruptcy keep you from solving your financial problems! The experienced South Florida defense attorneys at Loan Lawyers are here to help you if your financial position necessitates the consideration of a bankruptcy case filing under Chapter 7, 11, or 13. To schedule a free consultation…

Before filing for bankruptcy, the individual seeking debt relief must receive credit counseling from an agency approved by the Bankruptcy Court. During bankruptcy, debtors must complete a course on debt management before their eligible debts may be discharged. If you are considering a bankruptcy filing in Florida, you need to…

For individuals that apply for and are denied a loan or extension of credit by a creditor, the possibility exists that the decision by the creditor may have been wrongfully based on invalid or non-supportive evidence. Consumers should always ask a creditor to specify the reasons for which it based…