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It is no surprise that the pandemic has caused millions of people across the country financial hardship. A recent study conducted by WalletHub showed Americans paid approximately $82.9 billion in credit card debt just last year alone. While the news is good, as it shows that many people are paying down…

The year 2006 was almost 15 years ago but for homeowners in Florida, it sometimes seems like it was just yesterday. It was at that time the entire country experienced one of the biggest real estate housing bubbles in history. While a booming real estate market is often the sign…

Floridians have slowly started receiving their stimulus checks, just like so many other Americans. These checks are coming at a time when many people are also receiving their tax refunds, which will definitely bring some relief to many families that have been struggling throughout the pandemic. The first thought people…

Our office has been inundated with calls from homeowners who are concerned and even panicking because their CARES Act forbearance is coming to an end, or has already come to an end, but they do not know the next steps.  The reality is that millions of homeowners across America are…

Medical debt is one of the main reasons why people file for bankruptcy or withdraw savings from their retirement accounts. People may develop an unexpected condition that requires extensive medical treatment. The cost of that treatment can make it difficult to pay for everyday expenses at the same time. Even…

This year has come with challenges Floridians have never seen before, and that is saying something considering the Sunshine State was one of the hardest hit during the Great Recession. Many homeowners are facing foreclosure; for some, the process has already started. You may qualify for a mortgage forbearance if…

April is Financial Literacy Month and while we are approaching the end of the month, there is never a better time to start improving your financial literacy than now. Being financially literate simply means understanding basic financial concepts that can help you better manage your money. Once you are financially…

The past year has been extremely challenging for homeowners in South Florida and throughout the rest of the country. For some, it is a bit too reminiscent of the Great Recession and that is enough to strike fear in the heart of any Floridian. It is well known that Florida…

Many people understand the basic concept of defaulting on a loan. When you default on a loan, it means that you have not made sufficient payments for a certain period of time. Lenders will consider you to be in default when you have failed to make the minimum required payment…