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Florida Statutes §702.12, Coming on October 1, 2018, May Create a Streamlined Foreclosure Procedure against Borrowers who have Previously Filed for Bankruptcy Protection If you are a borrower who has previously filed for bankruptcy protection and you are now potentially looking at possible foreclosure action by your lender after October…

We’re being told that the economy overall has been improving and that the jobless rate has dropped to a multi-year low. From this type of encouraging economic statistics you might think that the foreclosure crisis has finally reached its end but unfortunately, we are now seeing statistics that show that…

When you file for bankruptcy relief in Fort Lauderdale, or throughout Florida, you are required to attend a 341 Meeting of Creditors. This meeting gives the trustee administering your bankruptcy case an opportunity to verify your identity, income, expenses, and to confirm that you disclosed all of your assets and…

With credit scores and a history of ever-growing importance, it is not unexpected that there are sectors created to capitalize on the lack of credit or even the bad credit of consumers. One fringe industry that has gained notoriety for exploiting the lack of credit or bad credit of consumers…

There is no question that YouTube, HGTV, and other such programs have sparked the imagination and encouraged the prevalence of a “do-it-yourself” or DIY approach. You can literally find anything online from the best way to give yourself a haircut to building a house in a matter of seconds. With…

As we head into the final quarter of 2018, this time is as good as any for you to take a look at your financial health. While the task overall may seem daunting, particularly if you have avoided the issue of your financial health for an extended period, it is…

Courts in the United States cannot enter a ruling on anything that a judge finds interesting or on any matter that a judge thinks is important. There are several requirements before someone can bring a lawsuit to a court, one of which is that they have to have an actual…

After the court enters its Final Judgment of Foreclosure in favor of the plaintiff, the Court will schedule a foreclosure sale date. Sometimes, the foreclosure sale results in the purchaser paying more for the property than the amount of the final judgment. This amount above the final judgment amount is…

If you are a consumer in Florida that is facing debt you have rights under both, Federal and State law. A number of consumers may not be fully informed regarding their rights when dealing with creditors and debt collectors. Consumers have rights in both Federal and State Courts and the…