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If you are a consumer in Florida that is facing debt you have rights under both, Federal and State law. A number of consumers may not be fully informed regarding their rights when dealing with creditors and debt collectors. Consumers have rights in both Federal and State Courts and the…

For many consumers who are struggling with debt, debt consolidation might sound enticing. However, will it truly help you achieve your goal of getting out of debt? It is imperative to thoroughly research the consolidation agency before deciding to work with them, as there are many companies that fail to…

While providing a source of income for thousands, there is no denying that companies such as Lyft and Uber have adversely affected the taxi industry. Once quite lucrative, taxi medallions may no longer be as profitable as they were before Uber and Lyft became major players in the transportation arena….

The Chapter 13 Bankruptcy Process The chapter 13 process can be complicated and rife with many potential pitfalls. Chapter 13 is a type of bankruptcy in which the debtor proposes a plan to repay creditors over a specific amount of time. The Petition And Repayment Plan Chapter 13 begins with…

If you are at least 62 years old and have equity in your home, you may be able to get a reverse mortgage. Reverse mortgages generally allow you to either eliminate your monthly mortgage payment, receive a lump sum payment, enjoy a monthly income from your equity, or have access…

When most people think of bankruptcy, they tend to think of chapter 7. Chapter 7 bankruptcy is by far the most appealing for most individuals because the overall process is likely easier and cheaper than any other chapter of bankruptcy. While there are many reasons that a debtor would prefer…

The Fair Debt Collection Practices Act, known more commonly as the FDCPA, is an important consumer-protection law and one that our office has used many, many times to help our clients and protect their rights. While it bans a number of specific activities by debt collections, generally, the FDCPA forbids…

When the Court enters an order or judgment, the Court expects that the order or judgment will continue to have an effect and bind the parties at all times following the entry of the order. However, sometimes, it can become inequitable for the order to be enforced going forward. The…

Over the last several years as I have been handling foreclosure matters first for the banks and now for those being foreclosed upon, the subject of deficiencies has been a persistent nagging concern sitting out there. The amount of a deficiency can only be determined after the foreclosure sale is…