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The Fair Debt Collection Practices Act, known more commonly as the FDCPA, is an important consumer-protection law and one that our office has used many, many times to help our clients and protect their rights. While it bans a number of specific activities by debt collections, generally, the FDCPA forbids…

When the Court enters an order or judgment, the Court expects that the order or judgment will continue to have an effect and bind the parties at all times following the entry of the order. However, sometimes, it can become inequitable for the order to be enforced going forward. The…

Over the last several years as I have been handling foreclosure matters first for the banks and now for those being foreclosed upon, the subject of deficiencies has been a persistent nagging concern sitting out there. The amount of a deficiency can only be determined after the foreclosure sale is…

Loan Lawyers, LLC is licensed to practice law in the state of Florida. If you have a legal matter that you would like to discuss and you are NOT located in Florida, please contact your state’s Bar Association to get the information of a lawyer who can assist you in…

Recently, the Sun-Sentinel reported on the increasing use of credit card skimmers, particularly at gas stations. According to that reporting, more than 200 skimmers were already found in South Florida in the first four months of 2018: 112 in Broward, 54 in Palm Beach and 18 in Miami-Dade. Based on…

The decision to co-sign on someone’s behalf is not a decision that you should take lightly. Commonly, the levity with which the request for you to co-sign on behalf of a friend, family member, or romantic partner seems to undermine the importance of the decision. It may seem as if…

Everything we do at Loan Lawyers is about protecting members of the public from abuse and harassment. Sometimes we can write about good legal news in South Florida and around the country. Sometimes we write about bad news. Today there is some bad news. The Supreme Court just entered a…

For as important as a good credit report can be for one’s financial health, the credit reporting process and all that it entails can seem mystifying and intimidating. However, it does not have to be. Understanding the meaning of a few important terms can go a long way toward being…

With rampant data breaches, phishing emails, and numerous scams, it is more likely than not that you have been a victim of at least an identity theft attempt. If this is true for you, then you know how aggravating the process of proving your identify and reclaiming your life can…