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A man looking at a bankruptcy document

Making the decision to file for bankruptcy is always a difficult one. Once you have determined that it is your best option, it is critical to avoid some common mistakes both before you file, and throughout the process. Aside from the enormous amount of paperwork involved, filing for bankruptcy requires…

woman preparing for bankruptcy in Florida

If you are dealing with financial obligations that you cannot afford to pay, bankruptcy may be your best option for improving your situation. While many people are hesitant to file bankruptcy, there is no reason to be ashamed about doing so. Filing bankruptcy can allow you to get a “clean…

A worried couple looking at a mortgage payment document

Has your mortgage loan servicer put you in a forbearance without you even asking?  If so, watch out.  You might have thought that you could breathe a sigh of relief without making mortgage payments for a few months, but they may be setting you up for failure and ultimately a…

A gavel, a computer and mini houses in a lawyer office

Florida is a judicial foreclosure state, meaning that all foreclosures must go through the court. This does not necessarily mean, though, that you have to go to trial when your lender is foreclosing on your home. You may have many options; one of the most popular is mediation. Mediation is…

foreclosure sign outside of a house.

Just as the housing market in Florida was starting to recover from the 2008 recession, the pandemic hit, leaving many people furloughed and laid off from their jobs. Sadly, this means that thousands of people are unable to pay their mortgages and, even though certain lenders are offering different options,…