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You may have heard that there is good debt and bad debt. Good debt is typically considered debt that will work for you at some point in the future, such as a mortgage or a student loan. Bad debt, on the other hand, usually consists of consumer debt that will…

Commercial cash management loans are loans that generally have extremely onerous terms for the commercial borrower.  Often even if you make the payments on these loans, you can find a commercial loan in default.  For example, if your cash flow is not compliant with the terms of the mortgage, the…

As Floridians continue to feel the fallout of the ongoing pandemic, Governor Ron DeSantis has been asked by two advocacy groups to extend the moratorium currently on mortgages in the state. In late September, the Florida Housing Justice Alliance, along with Connected in Crisis, collectively wrote to the governor asking…

It seems as though the year 2020 has not brought a lot of good for the people in Florida, or anywhere else in the country. However, a new study has shown that there is some positive news. According to WalletHub.com, American consumers paid off $118 billion in credit card debt…

Sometimes, it seems as though homeowners in Florida cannot catch a break. Just as the state was beginning to recover from the recession in 2008, the pandemic hit. Homeowners did not know how they were going to pay their mortgages and suddenly faced the possibility that they may lose their…

The pandemic has hit everyone in the country very hard, and millions of people have had to make sacrifices they never dreamed of. Unfortunately for those in Florida, the crisis has hit particularly hard. A recent study has shown that Florida ranks fifth in the country for the most residents…

Filing for bankruptcy can be an effective means of managing debt that’s become more than you can bear. You’ll benefit from debt relief and a fresh financial start. You’ll be able to stop debt collectors from harassing you, taking action against you, and repossessing your property. On the downside, however,…

People facing a debt collection lawsuit in Florida should always work with a debt defense lawyer who can help them win their case. Many people are not aware that there are many defenses available to these lawsuits, and an attorney will know what those are and how to use them…

Florida has one of the longest foreclosure lawsuit timelines in the country. After a lender has filed a foreclosure action, it can take months before the property owner is forced out of their home, which can cause a great deal of stress for the lender, as they typically want these…