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Foreclosure, unfortunately, brings many consequences and the fact that it causes your credit score to take a big hit is one of them. Continue reading →

Coronavirus and COVID-19 have become household terms and many people talk about this virus several times a day. Another term people are talking a lot about today is forbearance. It is an unfortunate fact that COVID-19 has caused many people to lose their jobs, whether temporarily or permanently, and that…

It has been said time and time again that even if you cannot pay off the full balance on your credit card every month, you should at least try and make the minimum payment. If you cannot make this smaller payment, it counts as a missed payment and will hurt…

Although it is a process no one wants to go through, unfortunately, foreclosures happen all too often in Florida. The process is a stressful one for homeowners. Not only are they experiencing a lot of emotions at the thought of losing their home, but the process is also complex. While…

Using a credit card seems pretty simple. You choose a purchase and then swipe or insert your credit card to complete the transaction. While this is the general premise of using credit cards, there is also so much more to it than that. Within that card in your wallet, there…

It was in late March that the federal government froze foreclosures on FHA loans but, unfortunately, some lenders in Florida have chosen to ignore the order. In response to this, Governor Ron DeSantis signed an order that halted all foreclosures and residential evictions for reasons of non-payment for the next…

Even though the federal and state governments have placed a freeze on certain foreclosures, with Governor DeSantis halting all foreclosure proceedings, some Florida homeowners are still in trouble. According to a new study, many Floridians will likely face foreclosure in the months after the coronavirus crisis has died down. Some…

Americans are currently in the grip of the coronavirus (COVID-19) outbreak. It has cost many their jobs and livelihoods, leaving them wondering how they are going to pay rent, or even buy groceries. Federal legislatures have recognized this and so, on March 27, 2020, the CARES Act was signed into…

If you have filed for bankruptcy, whether a Chapter 13 or Chapter 7, it is encouraging to know that the proceedings are fairly straightforward. Even though it is likely a very emotional time, once the process is finalized, it can also bring an immense amount of relief. One complication that may arise, though,…