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attorney holding chapter 11 bankruptcy paperwork

Recently, a Florida lender was going to foreclose on Don Ramon’s, a SoMa destination that has been extremely popular for decades. Fortunately, for the politicos and locals that loved frequenting the hot spot, it will remain open after the owner filed Chapter 11 bankruptcy. The story is not an uncommon…

man reading debt collection notice letter

Most people are familiar with debt collection notices. These letters, which are usually sent by debt collection companies, are sent when a person defaults on their credit card bills, student loans, or even utility bills. Debt collection companies are third parties that creditors and lenders hire to collect on unpaid…

foreclosure notice and keys on court table

Homeowners are becoming increasingly worried in Florida, as President Biden’s foreclosure moratorium has been extended but is set to expire in a few weeks. The housing crisis of 2008 is still too fresh in the minds of many homeowners and it is natural to fear that this scenario may play…

mature couple considering filing for bankruptcy

If you are facing bankruptcy, you have many questions. If you are facing bankruptcy and are over the age of 65, one of those questions might be whether you are too old to file. It is true that your own life circumstances, including your age, can make a big difference…

Homes above HOA blocks

Recently, a couple in Central Florida did not pay their homeowners’ association (HOA) fees and soon found themselves under the threat of foreclosure. One of the homeowners, Cindy Decker, says that she paid the HOA fees, as well as the late fees the HOA added. Still, even though she had…