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Bankruptcy is a great way for some people to get rid of all or most of their debt, but the process is confusing for some. Individuals filing bankruptcy typically have questions before, during, and even after the process is finalized. If you are suffering from immense debt, below are the…

Many federally backed mortgage loans are currently under foreclosure moratoriums.  This means that many loan servicers are unable to file mortgage foreclosure actions against homeowners who have been unable to make their mortgage payments.  For many homeowners already in the foreclosure process, this also means that many homeowners have been…

There are several steps in the foreclosure process, and this complexity is part of the challenge for homeowners who end up in foreclosure proceedings. They’re just trying to figure out if they can keep their homes, and all of a sudden, they’re being sued and are up to their ears…

The COVID-19 pandemic has been extremely difficult. Even when people are not getting sick or losing a loved one, the sad truth is that many Floridians have been worried about their business all year. Forced lockdowns and a general fear among the public related to doing things as simple as…

Stigmas are very difficult to overcome, and many people believe that bankruptcy has a certain stigma attached to it. It is this perceived stigma that stops many people from taking advantage of bankruptcy and the protection it provides. Bankruptcy, however, is a right provided by the U.S. Constitution. Hundreds of…

After receiving a foreclosure notice, you may think there is nothing to do except wait until the bank forces you out of the home. You may not even think about hiring a Florida foreclosure defense lawyer or realize how much a lawyer could help you. Truthfully, there are many ways…

Lenders use debt collectors and debt buyers to both relieve themselves of bad debts and so that they can write off debt, which is a liability for them. Many borrowers do not realize there are many differences between debt buyers and debt collectors. Debt buyers purchase old debts from creditors…

The Household Pulse Survey, which has been conducted by the U.S. Census Bureau, shows that seven percent of households in Florida are behind on their mortgage and rent payments. The Census Bureau has been taking the survey at various times during the pandemic since it first broke out nine months…

The holidays are upon us and while they may look very different during the pandemic, people still want to find ways to celebrate with their loved ones. Budgeting for the holidays is never easy, but just like everything else in 2020, it brings unique challenges during the pandemic. A survey…