Blog

Servis One, Inc. is a company that does business as BSI Financial Services. The company has its headquarters in Irving, Texas, but they do business throughout the country, including right here in Florida. BSI Financial Services is a mortgage servicing company and not the original owner of mortgage loans. This…

Specialized Loan Servicing, LLC is a mortgage servicer that administers home loans mainly for Bank of America and CountryWide. After a homeowner is approximately two months delinquent in making their mortgage payments, the original lender will hire Specialized Loan Servicing to collect the overdue payments and if necessary, foreclose on…

ATTOM is a leading curator of land, property, and real estate data. It releases updated monthly reports on U.S. Commercial Foreclosures. Their newest report, released in March 2024, reveals a continued increase in commercial foreclosures. The lowest figures were posted during the height of the pandemic in May 2020 with…

In 2011, the Florida House and Senate considered arguments encouraging them to pass some form of nonjudicial foreclosures. Currently, there are numerous states across the country that allow lenders to directly foreclosure on a property. Florida is not currently among those states. The only method of foreclosure available to Florida…

It is a scenario too many people find themselves in every day. The phone will not stop ringing and at the other end, borrowers know it is a debt collection agency trying to collect a debt consumers cannot repay. Of all the different debt collection companies that could call you,…

Have you received a call from the United States Credit Adjustment Corporation? Did they tell you they were going to serve you with a lawsuit? Or, did they tell you they would settle your $1500 debt for $500? If so, you may not know why they are contacting you, or…

PHH Mortgage Corporation is a mortgage servicing company. This means that they manage mortgages for banks and other financial institutions. It also means that if you have fallen behind on your payments, PHH may or may not have the right to foreclose on your home. Losing your home is always…

Reverse Mortgage Funding (RMF) was established in 2012 and since that time, the company has become one of the biggest issuers of reverse mortgages in the United States. They are a recognized industry leader and focus on originating, investing in, acquiring, and managing reverse mortgage loans and the securities backed…

Heartland Resolution Group is a debt collection company. They purchase debt from multiple creditors that do not believe they will be able to collect on the debt. Instead of continuing to chase borrowers, the original creditors sell many accounts to debt collection agencies such as Heartland Resolution Group for pennies…