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If you or your spouse is carrying a significant amount of debt and are thinking about filing for bankruptcy, you likely have many questions. Should you and your spouse file bankruptcy together? Can you file for different types of bankruptcy? If only your spouse files bankruptcy, how will it affect…

If you have fallen behind on your mortgage payments with Select Portfolio Servicing, Inc., the company may have already threatened you with foreclosure. While this is very stressful, it is important that you do not panic. You may have many legal options and they could potentially even save your home….

Servis One, Inc. is a company that does business as BSI Financial Services. The company has its headquarters in Irving, Texas, but they do business throughout the country, including right here in Florida. BSI Financial Services is a mortgage servicing company and not the original owner of mortgage loans. This…

Specialized Loan Servicing, LLC is a mortgage servicer that administers home loans mainly for Bank of America and CountryWide. After a homeowner is approximately two months delinquent in making their mortgage payments, the original lender will hire Specialized Loan Servicing to collect the overdue payments and if necessary, foreclose on…

ATTOM is a nationally recognized research and data aggregator that tracks commercial foreclosures across the country. The latest economic indicators are that the number of commercial foreclosures across the country has increased 117 percent from March of 2023, according to ATTOM’s most recently published data. In addition, the Mortgage Bankers…

ATTOM is a leading curator of land, property, and real estate data. It releases updated monthly reports on U.S. Commercial Foreclosures. Their newest report, released in March 2024, reveals a continued increase in commercial foreclosures. The lowest figures were posted during the height of the pandemic in May 2020 with…

In 2011, the Florida House and Senate considered arguments encouraging them to pass some form of nonjudicial foreclosures. Currently, there are numerous states across the country that allow lenders to directly foreclosure on a property. Florida is not currently among those states. The only method of foreclosure available to Florida…

It is a scenario too many people find themselves in every day. The phone will not stop ringing and at the other end, borrowers know it is a debt collection agency trying to collect a debt consumers cannot repay. Of all the different debt collection companies that could call you,…

Have you received a call from the United States Credit Adjustment Corporation? Did they tell you they were going to serve you with a lawsuit? Or, did they tell you they would settle your $1500 debt for $500? If so, you may not know why they are contacting you, or…