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A consumer in California had a big win under the FDCPA recently in the case of Richard Washington v. City Title Loan LLC. In that case, the plaintiff, Mr. Washington was the victim of identity theft. A fraudster used Mr. Washington’s personal information to take out a loan for $7,500.00,…

If home is where the heart is, then it is not a stretch of the imagination to see why losing your home at a foreclosure sale can be particularly heartbreaking. Despite the heartbreak, once the home is sold at the foreclosure sale, that is the end of this chapter of…

It is no secret that an undergraduate or graduate degree can be expensive. For most students, the only way to afford to obtain either or both is to finance their education through student loans. Student loans may be private or federal. The distinction between both is that federal loans are…

Commonly, homeownership represents the biggest investments for consumers. Throughout the course of homeownership, there are a number of terms that are important to know in order to help to protect that investment. Here are a few: Mortgage vs. Note: Both of these documents are signed together at closing and may…

An interesting decision was issued recently by the Third District Court of Appeals, the case of Tatis v. Allied Interstate, LLC. In the case a debt collector sent a letter to a debtor offering to settle on a very old debt and take less than was actually due. Except that…

Loan Lawyers, LLC is licensed to practice law in the state of Florida. If you have a legal matter that you would like to discuss and you are NOT located in Florida, please contact your state’s Bar Association to get the information of a lawyer that can assist you in…

With so many retailers having filed bankruptcy this past year, including BCBG, Payless, Toys R Us, and Radio Shack, to name a few, it is no surprise, that sometimes, unfortunately, businesses can fail. Continuing to operate a small business that is in debt, while dodging aggressive creditor collection efforts, is…

Loan Lawyers, LLC is licensed to practice law in the state of Florida. If you have a legal matter that you would like to discuss and you are NOT located in Florida, please contact your state’s Bar Association to get the information of a lawyer that can assist you in…

Recent studies conducted by WalletHub have determined that as of the third quarter of 2017, Americans had approximately $950.2 billion dollars in credit card debts. In fact, the average credit card debt per household during the same period was $8,109.00. These statistics show an increase of 6% respectively, from the…