Year: 2021

man reading debt collection notice letter

It has been revealed that as many as 85% of all debt collectors have been unlawfully disclosing people’s information regarding debts to third parties. If you have received any type of debt collection letter, then most likely that debt collector has disclosed information regarding your debt to others unlawfully. If…

foreclosure notice and keys on court table

Recently, the Florida Fifth DCA reversed a summary judgment in a foreclosure case because the lender did not offer sufficient evidence that it followed proper procedures and satisfied certain conditions. After the bank tried to accelerate the mortgage in the case Parkin v. Eagle Home Mortgage, LLC, the homeowner filed…

wallet, credit score and due dates after bankruptcy discharge

In its simplest form, a bankruptcy discharge occurs once a bankruptcy case is finalized and relieves you from any obligations of repaying your debt. Once your debt has been discharged, creditors cannot take any further action to collect on the debt. Creditors and debt collectors cannot call, send letters, or…

couple managing debt

If you have a credit card that has accumulated debt on it, you are in good company. According to an Experian report published in the third quarter of 2020, Americans carried, on average, $5,315 in credit card debt. While that number is alarming, it only applies to credit card debt…