Year: 2019

foreclosure scam

Foreclosure is a fear of many homeowners. When the process is started by the bank or lender, that information becomes public, meaning that anyone can learn of your financial difficulties and prey on your unfortunate situation. There are many foreclosure-related companies and while some of these are legitimate, many of…

credit card

There’s a lot of conflicting news out there about getting a second credit card. Some say that it’s a good idea because it can help your credit scores with Equifax and TransUnion. Others say that it’s not a good idea because it could actually lower your score. After all, the…

student loans

Student loans are great and offer millions of people opportunities that they would have never had otherwise. However, upon graduating, those same loans can feel crippling to people financially and make it actually seem as though they are actually preventing individuals from certain opportunities. The most ideal way to deal…

credit card

Criminals, unfortunately, are very smart sometimes and are constantly coming up with new ways to get ahold of other people’s information and money. One of these ways that has just recently started making news is credit card dumping. So, what is credit card dumping? How can it hurt you, and…

foreclosure house for sale

When facing foreclosure, it’s easy to think that it’s the worst-case situation and fail to see anything positive about it. However, there are some benefits that come with foreclosure, even if it’s hard to see what those are at first. Below are the advantages you might find surprising about foreclosures,…

understanding student loans

Student loans allow more people to go to school and seize the opportunities that will get them further in life. However, they are also just like any other kind of debt. They typically start as a very big debt and, when they go unpaid, can become even more monstrous. When…