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Don’t let the stigma of bankruptcy keep you from solving your financial problems! The experienced South Florida defense attorneys at Loan Lawyers are here to help you if your financial position necessitates the consideration of a bankruptcy case filing under Chapter 7, 11, or 13. To schedule a free consultation…

Before filing for bankruptcy, the individual seeking debt relief must receive credit counseling from an agency approved by the Bankruptcy Court. During bankruptcy, debtors must complete a course on debt management before their eligible debts may be discharged. If you are considering a bankruptcy filing in Florida, you need to…

For individuals that apply for and are denied a loan or extension of credit by a creditor, the possibility exists that the decision by the creditor may have been wrongfully based on invalid or non-supportive evidence. Consumers should always ask a creditor to specify the reasons for which it based…

The experienced South Florida defense attorneys at Loan Lawyers are here to review a difficult financial situation to assess all of your available options. Our Fort Lauderdale debt relief attorneys help individuals with financial problems that cause hardship. When a court renders a decision, it does so in the form…

Loan Lawyers, LLC is licensed to practice law in the state of Florida. If you have a legal matter that you would like to discuss and you are NOT located in Florida, please contact your state’s Bar Association to get the information of a lawyer that can assist you in…

Consumers who believe their credit has been damaged should probably obtain a full credit file disclosure, which is different than a credit report since it may contain additional information. Once this disclosure is received and reviewed, any mistakes may be disputed with the credit reporting agencies reporting false or incorrect…

Under the Equal Credit Opportunity Act (ECOA), lenders and other entities that extend credit are prohibited from basing their credit decisions on characteristics including, but not limited to, age, race, color, gender, and marital status. Creditors may ask for most of this information in certain situations, but they may not…

Consumers should always request an explanation of the underlying reasons for a creditor’s decision. Consumers should ask a creditor to explain the items on the credit report that caused the extension of less favorable terms, how the credit report differs from customers who received significantly more favorable terms, and the…

Individuals must protect their personal information and credit. The harm caused by identity theft is long-lasting and costly. The attorneys at Loan Lawyers can help anyone repair their credit. Here is the third part of an article listing tips for avoiding identity theft: Keep your records and important documents in…