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bankruptcy

People only file for bankruptcy because they are having a hard time paying off their debts. It seems to add insult to injury, then, when these individuals in financial hardship learn that it is not free to file. There are many expenses associated with filing for bankruptcy, including filing fees,…

a woman calculating medical debts

People get in over their heads with bills all the time. When it comes to the financial struggle these bills cause, they may not seem that unique from each other. One of the most common expenses that results in people struggling financially is medical bills. Although medical bills can place…

blue "welcome to florida" sign

The past two decades, if not longer, have been very difficult for Florida homeowners. The Sunshine State was one of the hardest hit during the housing market crisis in 2008, and anyone in the state knows that it took Florida homeowners years to recover. Just as homeowners, and everyone else…

empty wallet

As you pursue a plan to consolidate your debt and pay creditors over several years in a Chapter 13 bankruptcy, you may be able to avoid liens against your secured debt. Many debtors who are going through bankruptcy utilize “lien stripping” to avoid repaying second mortgages on their real property…

Foreclosure notice, gavel and keys

If you have missed several mortgage payments and are in fear of foreclosure, or if your lender has already sent you a default notice, you may think it is time to start packing your bags. Fortunately, even if your lender has started the foreclosure process, the situation is likely not…

petition for bankruptcy

If you have made the decision to file for bankruptcy, your life is already filled with questions. You are likely concerned about your future, and you are most definitely worried about how you are going to pay for your daily expenses. While dealing with all of these concerns, you also…