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People only file for bankruptcy because they are having a hard time paying off their debts. It seems to add insult to injury, then, when these individuals in financial hardship learn that it is not free to file. There are many expenses associated with filing for bankruptcy, including filing fees,…

While it may not seem like it, you have a lot of options when facing foreclosure, and a deed in lieu of foreclosure is one of them. A deed in lieu of foreclosure will allow you to avoid foreclosure, while still freeing yourself from the mortgage payments you are unable…

Florida is open for business once again and as people start emerging from their homes more and more, they are making up for lost time. On average, Floridians carry six credit cards and about $8,800 in debt, which is an increase of $409. That places Florida in third place for…

The past two decades, if not longer, have been very difficult for Florida homeowners. The Sunshine State was one of the hardest hit during the housing market crisis in 2008, and anyone in the state knows that it took Florida homeowners years to recover. Just as homeowners, and everyone else…

As you pursue a plan to consolidate your debt and pay creditors over several years in a Chapter 13 bankruptcy, you may be able to avoid liens against your secured debt. Many debtors who are going through bankruptcy utilize “lien stripping” to avoid repaying second mortgages on their real property…

If you have missed several mortgage payments and are in fear of foreclosure, or if your lender has already sent you a default notice, you may think it is time to start packing your bags. Fortunately, even if your lender has started the foreclosure process, the situation is likely not…

Loan Lawyers, LLC is licensed to practice law in the state of Florida. If you have a legal matter that you would like to discuss and you are NOT located in Florida, please contact your state’s Bar Association to get the information of a lawyer who can assist you in…

For many Florida homeowners, a slight change in their jobs or finances can turn everything upside down. Paying the bills alone can be a challenge. Add in the mortgage, and the financial strain can be overwhelming. If you’re in this position, don’t give up. A mortgage forbearance could be the…

Being served with a lawsuit filed against you by Unifund CCR, LLC is a frightening experience. You will likely feel overwhelmed by the legal jargon contained within the notice and summons and may worry about how a lawsuit will affect your future. Unifund is one of the biggest buyers of…