A bad decision harmful to members of the public just came out of the Third Circuit Court of Appeals. While the precise timing of when you can file a lawsuit is complicated, lawsuits have an expiration date when you can file them which is called the statute of limitations. Unfortunately,…
Category: Debt Collection Harassment and Abuse (FDCPA)
Loan Lawyers, LLC is licensed to practice law in the state of Florida. If you have a legal matter that you would like to discuss and you are NOT located in Florida, please contact your state’s Bar Association to get the information of a lawyer that can assist you in…
Henry came to Loan Lawyers because he was receiving numerous auto-dialed and/or pre-recorded message phone calls on his cell phone from a debt collector trying to collect a debt that Henry disputed he owed. The phone calls were causing a major disruption in his everyday life, affecting his ability to…
Fla. Stat. § 559.55, more commonly known as the Florida Consumer Collection Practices Act, defines a debt collector in Florida as any person who uses any instrumentality of commerce within the state of Florida in any business whose principal purpose is the collection of debts, or who regularly collects or…
The statute of limitations functions as an expiration date upon debts, once a debt has passed a certain point is no longer possible for a creditor upon that debt to file a lawsuit to collect upon it. Determining when exactly the statute of limitations has passed is complicated and can…
“A qualified written request asserts an error relating to the servicing of a mortgage loan and is a notice of error for purposes of this section, and a servicer must comply with all requirements applicable to a notice of error with respect to such qualified written request.” 12 C.F.R. §1024.35(a). In…
One law that protects members of the general public is the Fair Debt Collection Practices Act(“FDCPA”), a Federal law that prohibits a wide variety of harassing and abusive practices by debt collectors. The FDCPA is a powerful tool that our office makes extensive use of in many cases. One clause…
