Bank of New York Mellon is one of the oldest financial institutions in the country. Still, that does not mean that they are always honest in their dealings with customers, or that they have not faced legal action in the past. If you have a mortgage with Bank of New…
Category: Foreclosure Defense
The home insurance market in Florida has always been complex but issues in recent years have made it nearly collapse completely. In the past five years, eleven property and casualty companies offering homeowners insurance in the Sunshine State have been forced to liquidate. Five of those companies liquidated in 2022…
If you have a home loan with Wells Fargo and are behind on your mortgage payments, it is natural to be unsure of what steps to take next. Mortgage lenders, including Wells Fargo, are required to comply with the federal laws that regulate the foreclosure process in Florida. These laws…
Bank of America is one of the biggest financial institutions in the country. In 2021 alone, Bank of America funded $53.7 billion in first mortgage loans. Unfortunately, just because a bank is big does not mean that it always acts fairly, and this has held true for Bank of America,…
CITIbank is one of the biggest financial institutions in the country, and it is recognized all over the world. The bank offers credit cards, mortgages, personal loans, commercial banking, and lines of credit. Still, in their dealings with customers, the institution is not always honest or fair. They sometimes threaten…
US Bank is one of the largest financial institutions in the country. As such, they offer mortgages to thousands of borrowers in Florida, and throughout the rest of the United States. Unfortunately, these mortgages can often bring more heartache than joy to borrowers. Instead of giving them a secure place…
Foreclosure can be a devastating – and lasting – experience for any homeowner. Foreclosures typically remain on credit reports for seven years. Understanding the implications of foreclosure and the legal options available to you can help you make informed decisions for your future. What Is a Foreclosure? When a borrower…
Pre-foreclosure is a period that starts when a lender files a default notice because of missed mortgage payments and ends when the lender takes possession of a property. It is a critical window of time when you, the homeowner, have the opportunity to halt the process by challenging the foreclosure,…
Some individuals actively look for homes facing foreclosure because they believe it offers them the chance to buy property for considerably less than what they might pay for a comparable non-foreclosure home. However, finding homes in foreclosure can be tricky, and you need to know where to look. What Is…
