It is always unsettling to receive a notice from a debt collection company, particularly if that collector is Jefferson Capital Systems. After receiving the notice, you can likely expect a flood of harassing phone calls and letters from Jefferson Capital Systems, and they will use questionable tactics to try and…
Category: Credit Card and Debt Defense
Constantly having debt collectors call you is stressful and annoying, and JHPDE Finance I, LLC, is known as being one of the most aggressive companies in their tactics. While you may be tempted to simply change your phone number, there are better ways to get these calls to stop. If…
Cascade Capital is a third-party debt collector that usually purchases delinquent debt from Santander Consumer USA. If you took out a vehicle loan with Santander at some point and the vehicle was later repossessed and sold at auction, Cascade Capital may now be the one trying to sue you. When…
It was on June 29, 2021 when Florida Governor Ron DeSantis signed CS for SB 1120 (2021) into law, which has made substantial changes to the current state laws governing telemarketing in the state. Under the law, telemarketers are prohibited from using automated dialing systems or recorded messages in text…
Cavalry is one of the biggest debt collection companies out there and if you have received notice that they have filed a lawsuit against you, it is easy to panic. However, you mustn’t do. Panic often leads to ignoring the problem, which is the worst possible action to take in…
Enormous and unexpected expenses can come up at any time, and you may find yourself considering applying for a personal loan. While a personal loan can bring some much-needed relief, it can also become a very stressful part of your life. To ensure that you do not default on your…
According to a recent report released by Sallie Mae, the average American college student carries five different credit cards, and the average balance students carry is $1,423. Approximately six percent of college students carry over $5,000 on their credit cards in debt. For students that graduate with high student loans,…
As the number of data breaches into corporate networks increases, so does the crime of identity theft. The Federal Trade Commission reports that they received 4.8 million identity theft complaints in 2020. That only represents the number reported, the true number is likely much higher than that. Once your identity…
When people fall into financial difficulty, sometimes, working with a debt settlement company seems like a good idea. These companies negotiate with your creditors on your behalf and come to an agreement about the amount of debt you will repay. A settlement is typically less than the original amount of…
