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13
Aug

While providing a source of income for thousands, there is no denying that companies such as Lyft and Uber have adversely affected the taxi industry. Once quite lucrative, taxi medallions may no longer be as profitable as they were before Uber and Lyft became major players in the transportation arena. This outcome is more than just unfortunate for owners of taxi... Read More

9
Aug

The Chapter 13 Bankruptcy Process The chapter 13 process can be complicated and rife with many potential pitfalls. Chapter 13 is a type of bankruptcy in which the debtor proposes a plan to repay creditors over a specific amount of time. The Petition And Repayment Plan Chapter 13 begins with the filing of a voluntary petition. Though also required, the... Read More

6
Aug

Reverse Mortgages in Bankruptcy

Published by Loan Lawyers

If you are at least 62 years old and have equity in your home, you may be able to get a reverse mortgage. Reverse mortgages generally allow you to either eliminate your monthly mortgage payment, receive a lump sum payment, enjoy a monthly income from your equity, or have access to a line of credit. How Reverse Mortgages Work If... Read More

1
Aug

When most people think of bankruptcy, they tend to think of chapter 7. Chapter 7 bankruptcy is by far the most appealing for most individuals because the overall process is likely easier and cheaper than any other chapter of bankruptcy. While there are many reasons that a debtor would prefer a chapter 7 over any other chapter, there are a... Read More

25
Jul

The Fair Debt Collection Practices Act, known more commonly as the FDCPA, is an important consumer-protection law and one that our office has used many, many times to help our clients and protect their rights.  While it bans a number of specific activities by debt collections, generally, the FDCPA forbids debt-collectors from harassing members of the public to an excessive... Read More

23
Jul

When the Court enters an order or judgment, the Court expects that the order or judgment will continue to have an effect and bind the parties at all times following the entry of the order. However, sometimes, it can become inequitable for the order to be enforced going forward. The Florida Rule of Civil Procedure A party may seek relief... Read More

19
Jul

Over the last several years as I have been handling foreclosure matters first for the banks and now for those being foreclosed upon, the subject of deficiencies has been a persistent nagging concern sitting out there.  The amount of a deficiency can only be determined after the foreclosure sale is held and it is calculated as the difference between the... Read More

16
Jul

Debt Collection and the Mini-Miranda

Published by Loan Lawyers

There is no dispute that dealing with unpaid or outstanding debts can be overwhelming. Everything from being flooded with debt collection letters and notices or being bombarded by calls from debt collectors seemed designed to make you uncomfortable. From a strategic position, it may very well be the intent of the debt collectors to be annoying. After all, if they... Read More

12
Jul

Recently, the Sun-Sentinel reported on the increasing use of credit card skimmers, particularly at gas stations. [1] According to that reporting, more than 200 skimmers were already found in South Florida in the first four month of 2018: 112 in Broward, 54 in Palm Beach and 18 in Miami-Dade. Based on the current projections, by the end of the year more... Read More

9
Jul

For a lot of individuals, the idea of bankruptcy is a scary one and seems like a financial nuclear bomb. Most people believe that by filing bankruptcy they are committing financial suicide. The truth is that while Chapter 13 bankruptcy may have a wide-ranging impact, it should not be dismissed as a potential tool in saving homes. In fact, if... Read More