If you have found yourself struggling to repay your debt and are unable to see yourself getting out of debt anytime soon, you may want to consider the option of filing for bankruptcy.
Our experienced team of bankruptcy lawyers has over 100 years of combined experience in finding the best debt relief solutions for individuals throughout the South Florida region – including helping individuals through the process of bankruptcy no matter what their financial situation entails.
Chapter 7 Bankruptcy
When you file under Chapter 7 for bankruptcy, you are typically able to have all of your debt dismissed with a certain amount of time. In addition, creditors are legally restricted from contacting you once you have been approved for filing under this chapter. Most persons who file under this chapter are permitted to keep the rights to their assets, such as their home or car.
Chapter 13 Bankruptcy
When you file under Chapter 13 bankruptcy, you will usually have a court-approved payment plan where the terms have been adjusted to benefit the person who is repaying their debt. For instance, you could receive an extended time period of five years to repay your debt. You may also receive a lower total amount of debt that you must repay. It all depends on your specific situation and what your creditors agree upon.
Bankruptcy and Foreclosure
When you are facing a potential foreclosure, bankruptcy is often a good way to retain the rights to your home and prevent the foreclosure from moving forward. Most foreclosures are automatically paused until bankruptcy terms have been settled.
Debt Defense Lawyers in Pinecrest, Florida
Debt can pile up due to a variety of reasons. Some people experience debt because of unexpected medical issues, credit card buildup, IRS taxes, and personal or business loans, among other scenarios that can financially drain one’s savings. When you are unable to catch up on your debt payments, it can seem like a hopeless situation.
However, you are not alone, and there are debt relief solutions available to you. Your first step would be to contact an experienced bankruptcy attorney to discuss the various debt relief options that you have depending on your current financial situation.
Experienced Pinecrest Foreclosure Attorneys
Our team of Florida foreclosure lawyers puts to use vast expertise and resources when taking on any new case. Having experience with this process is key to witnessing a successful outcome, which is why we have a proven track record in effectively helping Miami homeowners beat their foreclosures. Our team knows the Florida foreclosure laws and has the strategies needed to create the best defense for your individual situation in order to keep your most prized possession.
When Loan Lawyers signs on to help you, we make sure to go over every single detail of your case so we can be fully prepared to represent you at our best. We leave no stone unturned as we look at items, such as the timeframe from when you first signed your mortgage loan as well as any possible breaches in your contract and even potential fraud committed by your lenders. By working with our Pinecrest foreclosure attorneys, you can be confident that we will cover every aspect of your case to help you keep your home.
Our top priority when we take on a new client is saving your home from being taken away. Our knowledge of all areas of foreclosure, including any court appearances or proceedings, is key to our success. Rest assured, you can be confident that our foreclosure attorneys have your back.
As the number of foreclosures continue to grow in South Florida, so does the devastation it brings. We know it can flip your life upside down when you lose the rights to your home, so that is why we want to get involved and help you keep your property. If you can no longer afford your mortgage or for whatever reason cannot keep up with payments, give our foreclosure lawyers a call today.
Your Trusted Pinecrest Bankruptcy Attorneys
Bankruptcy was designed to help those who are struggling financially to get a fresh start and regain control of their finances. At Loan Lawyers, we know how stressful it can be when facing a massive amount of debt and not being able to see the light at the end of the tunnel. We know that situations can arise that we have no control over that require a large amount of funds, potentially drowning individuals into debt. Our bankruptcy lawyers have the knowledge and skill sets required to help you determine the best time to file for bankruptcy and the best chapter to file under depending on your specific financial picture.
Don’t let your debt keep building up. Be proactive, and contact our experienced bankruptcy law firm today.
For more information from our Pinecrest bankruptcy lawyers, please contact us at 954-523-HELP (4357) today.
