Royal Palm Beach Bankruptcy Attorneys

close-up of bankruptcy document

It can’t be extremely stressful and overwhelming when you are facing a large amount of debt that only seems to increase each month. There are millions of people across America that file for bankruptcy every year and it is absolutely the best way to get back on track for those that qualify.

Our team of Royal Palm Beach bankruptcy attorneys at Loan Lawyers has years of experience providing legal counsel to our clients throughout South Florida. We have helped to advise and guide our clients throughout the bankruptcy process that can be extremely difficult to navigate on your own.

When It’s Time to Call a Bankruptcy Lawyer

Debt is something that’s very easy to get in but can be extremely hard to get out of. Financial struggles can arise at any moment due to unforeseen or unexpected circumstances.

While many people may try to avoid bankruptcy, there are several signs that can let you know when it’s time to contact a reputable bankruptcy attorney:

  • The bill collectors have started to bombard you with calls, letters, and even emails.
  • You are on the brink of eviction or foreclosure
  • You have no way of paying credit cards or medical bills.
  • You’ve taken out or considered high-interest payday loans.

Bankruptcy is usually the best solution if you are struggling to meet your financial obligations. The two biggest mistakes people make is waiting too long and trying to handle the bankruptcy themselves. While the situation that led to bankruptcy is never ideal, our Royal Palm Beach bankruptcy attorneys can help you throughout Chapter 7, 13, or Chapter 11 process.

Chapter 7 Bankruptcy

Chapter 7 is the best solution for individuals with a large amount of debt and little to no disposable income. Chapter 7 can potentially eliminate unsecured debt but those filing must take and pass a means test that examines debt-to-income ratio.

Chapter 13 Bankruptcy

Chapter 13 is for people that do not qualify for Chapter 7 because their income is too high. Chapter 13 usually involves the structuring of an extended payment plan of 3-5 years to repay back debt.

Chapter 11 Bankruptcy

Chapter 11 bankruptcy is generally for businesses and corporate entities and allows restructuring of debt.

Contact Our Royal Palm Beach Bankruptcy Attorneys Today

Loan Lawyers is one of the top bankruptcy law firms in the South Florida area. Our Royal Palm Beach bankruptcy lawyers are skilled and committed to providing our clients with the counsel they can depend on to get through the bankruptcy process. Contact us today for more information and to request a consultation.

The dedicated bankruptcy attorneys at Loan Lawyers have:

  • helped over 5,000 South Florida homeowners and consumers with their debt problems
  • saved over 2,000 homes from foreclosure
  • eliminated more than $100,000,000 in mortgage principal and consumer debt
  • recovered over $10,000,000 on behalf of our clients due to bank, loan servicer, and debt collector violations

Contact us for a free consultation and find out more about our money-back guarantee on credit card debt buyer lawsuits, and how we may be able to help you.