So, your homeowners association has filed a lien against your property and you’re wondering, what do I do next? Well, if the association has filed a lien against you, it’s important that you act quickly. a lien against your property is the first step towards starting the foreclosure process. One option is to reach out to the association and pay them in full for what you owe them. But often, once a land has been filed, you’re no longer able to speak to the association and you have to go to their law firm. While they may be willing to work out some sort of payment plan with you, the association lawyers are notorious for being difficult to reach, and even more difficult to work with.
If you’re able to work something out with them, you have to make sure you get it in writing because anything they tell you over the phone is not going to be enforceable. Also, it’s essential to make sure that they release the lien from your property or they still can foreclose on you. Now, if you’re not in a position to pay the full amount off, there are several options that may be still available to you. One option is to consider a bankruptcy which could help eliminate the lien and you could pay it off over a period of five years. before considering paying the lien off or filing a bankruptcy, we highly recommend that you come to a consumer litigation law firm that will examine all the documents in your case, examine the lien and see if the association has violated the law.
In our experience, the association and their lawyers frequently overlook important consumer laws, and they file improper liens with improper fees which could result in getting your lien removed and even recovering money against them for violating numerous debt collection laws, including the Fair Debt Collection Practices Act. If you’ve had a homeowner’s association lien filed against you called homeowners now for free consultation.
We have extensive experience in getting rid of liens that associations have put on improperly and extensive experience in suing their lawyers for negligence and violating other consumer protection laws. We understand what you’re going through and we’re here to help. We have successfully saved over 2000 homes from foreclosure eliminated $100 million in consumer debt and eliminated $20 million in mortgage principal. So, if you found that your association has filed a lien against you act quickly, call Loan Lawyers now for your 100% free consultation.