Credit Card and Debt Defense

wage garnishment title on legal documents

The term ‘wage garnishment’ is enough to strike fear in the heart of just about anyone. Everyone relies on their income to pay for daily expenses including their mortgage, utilities, and groceries. So, learning that a portion of your paycheck is going to be withheld is very scary. Although wage…

couple managing debt

Debt collectors are required to collect on debt that is past due and to do so, they have many strategies they use. They will call constantly, send letters, list the debt on your credit report, and they may even file a lawsuit against you. All of these actions are difficult…

Moment of payment with credit card through a credit card machine

Credit cards are a large part of a person’s financial life, and they can help individuals take control of their credit. Unfortunately, too many people do not use them properly and soon find themselves suffocating in debt. To avoid falling into financial hardship, anyone who owns and uses a credit…