Credit Card and Debt Defense

People facing a debt collection lawsuit in Florida should always work with a debt defense lawyer who can help them win their case. Many people are not aware that there are many defenses available to these lawsuits, and an attorney will know what those are and how to use them…

Sometimes, when people are drowning in debt that they cannot repay, the only hope they have is to wait out the debt until it comes off their credit report. Although this can take seven to 10 years depending on the type of debt, it is sometimes the only option for…

The term ‘wage garnishment’ is enough to strike fear in the heart of just about anyone. Everyone relies on their income to pay for daily expenses including their mortgage, utilities, and groceries. So, learning that a portion of your paycheck is going to be withheld is very scary. Although wage…

Debt collectors are required to collect on debt that is past due and to do so, they have many strategies they use. They will call constantly, send letters, list the debt on your credit report, and they may even file a lawsuit against you. All of these actions are difficult…

Being harassed by debt collectors is one of the worst parts of accumulating a significant amount of debt. You may pay them just to keep them from calling, or your circumstances may have changed, enabling you to now pay off the debt. Regardless of the situation, it is important to…

For many people, one of the worst aspects of being in debt is the fact that debt collectors call constantly. Debt collectors have become so abundant–and so earnest in their pursuit of recovering debt–that over the years, myths and misconceptions have abounded surrounding debt collectors and what they are and…

If you are in a significant amount of debt and have started receiving notices from debt collectors trying to collect it, you are likely worried about many things. Most obviously, you are worried about how you are going to repay the debt, but you may also worry about the actions…

Credit cards are a large part of a person’s financial life, and they can help individuals take control of their credit. Unfortunately, too many people do not use them properly and soon find themselves suffocating in debt. To avoid falling into financial hardship, anyone who owns and uses a credit…

For many Americans, maintaining a high credit score is almost as important as keeping money in the bank. However, COVID-19 has greatly affected the finances of millions of people in the country and now many are wondering how the pandemic will affect their credit score. There are three main ways…