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abandoned home in florida from a zombie foreclosure

Zombie closures are up around the country, and that includes in the Sarasota-Manatee region and the rest of southern Florida. Zombie foreclosures occur when homeowners suspect the bank will foreclose on their home, or they have already received a foreclosure notice. Fearing the worst, homeowners sometimes simply pack up their…

serious worried senior couple calculating bills

If you’re having problems paying your mortgage, help is within your reach. Take heart knowing you’re not the only one scrambling to meet debt payments on the home you own – especially during the COVID-19 era. The percentage of homeowners at least one payment delinquent jumped 4 percentage points in…

student loan letters on wood

In the United States, there are 45 million borrowers that owe almost $1.6 trillion in student loan debt. That number represents the second-highest category of consumer debt, with only mortgages exceeding it. A recent study titled “National Financial Capability Study” conducted by the Financial Industry Regulatory Authority’s Investor Education Foundation…

incoming call from a debt collector

Have you been receiving calls or letters from Midland Credit Management or Midland Funding?  It’s possible that Midland has violated several consumer protection statutes, including the Fair Debt Collection Practices Act or the Florida Consumer Collection Practices Act, by calling you or by sending your collection notices or letters.  Midland…