[{"@context":"https:\/\/schema.org\/","@type":"BlogPosting","@id":"https:\/\/www.fight13.com\/post-judgment-modifications#BlogPosting","mainEntityOfPage":"https:\/\/www.fight13.com\/post-judgment-modifications","headline":"Post-Judgment Modifications","name":"Post-Judgment Modifications","description":"Many homeowners who are facing a foreclosure ultimately want to do whatever is necessary to retain their home. Their home is more than just a place to sleep \u2013 it\u2019s where their kids grew up, it\u2019s where they first lived when they came to America, and it\u2019s where they would...","datePublished":"2017-07-07","dateModified":"2025-09-19","author":{"@type":"Person","@id":"https:\/\/www.fight13.com\/attorneys\/matis-h-abarbanel#Person","name":"Matis Abarbanel","url":"https:\/\/www.fight13.com\/attorneys\/matis-h-abarbanel","identifier":55,"image":{"@type":"ImageObject","@id":"https:\/\/www.fight13.com\/wp-content\/uploads\/2025\/09\/matis-abarbanel_avatar-96x96.png","url":"https:\/\/www.fight13.com\/wp-content\/uploads\/2025\/09\/matis-abarbanel_avatar-96x96.png","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Loan Lawyers, LLC","logo":{"@type":"ImageObject","@id":"https:\/\/www.fight13.com\/wp-content\/uploads\/2020\/03\/icon-logo.png","url":"https:\/\/www.fight13.com\/wp-content\/uploads\/2020\/03\/icon-logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.fight13.com\/wp-content\/uploads\/2020\/03\/beach.jpg","url":"https:\/\/www.fight13.com\/wp-content\/uploads\/2020\/03\/beach.jpg","height":544,"width":800},"url":"https:\/\/www.fight13.com\/post-judgment-modifications","about":["Foreclosure Defense"],"wordCount":485,"keywords":["foreclosure defense","loan modification"],"articleBody":"Many homeowners who are facing a foreclosure ultimately want to do whatever is necessary to retain their home. Their home is more than just a place to sleep \u2013 it\u2019s where their kids grew up, it\u2019s where they first lived when they came to America, and it\u2019s where they would like to stay when they retire. So what happens when you\u2019ve done everything in your power to try and bring your loan current, get out of default and save your home, but the bank won\u2019t help you?For most clients, trying for a modification as soon as possible is the best option. Securing a modification keeps you in the home and gets you out of the foreclosure lawsuit. But some clients don\u2019t \u201cqualify\u201d for a modification, which is the bank\u2019s way of saying you either make too much money, too little money, or they just don\u2019t want to give you a modification regardless of how much money you make. This happened to one of my clients recently, who applied for a modification during the lawsuit and was denied. We went to trial and the Judge granted foreclosure for the bank. We felt the Judge made the wrong ruling, so we appealed the case. During the appeal, the client tried for another modification, and without much of a hassle from the bank, she was approved!Most banks don\u2019t like to be appealed, especially when they know they should have lost to begin with. Applying for a modification, after a foreclosure judgment has been entered, sometimes allows a client to receive a loan modification when they were previously denied because the bank knows there is a higher risk of them losing on appeal. While it\u2019s safer to get the modification before a foreclosure judgment, sometimes applying for a modification after judgment and during an appeal gives the borrower a little more leverage to save their home. Come and speak with the Fort Lauderdale foreclosure attorneys at Loan Lawyers to see how we can help you keep your home.About the AuthorLatest PostsMatis AbarbanelMatis Abarbanel is the founding partner and senior attorney at Loan Lawyers in South Florida. He focuses his practice on consumer rights, helping homeowners navigate issues such as foreclosure and financial hardship. Matis also brings a wealth of experience from his previous work in personal injury law. As a devout Chasidic Jew, he is committed to making a positive impact in his community and dedicates his efforts to charitable initiatives through his non-profit organization, The Center, which aids at-risk Jewish youth. Matis actively serves clients across South Florida and is passionate about empowering individuals to secure their rights and achieve a better future.When Foreclosure Errors by Lenders Lead to Legal Remedies for Homeowners in Fort LauderdaleWhat Homeowners Can Do When Loan Documents Contain Forged or Altered SignaturesUnderstanding Florida\u2019s Debt Forgiveness Programs and IRS Rules"},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Post-Judgment Modifications","item":"https:\/\/www.fight13.com\/post-judgment-modifications#breadcrumbitem"}]}]