[{"@context":"https:\/\/schema.org\/","@type":"BlogPosting","@id":"https:\/\/www.fight13.com\/mortgage-forbearance-plan#BlogPosting","mainEntityOfPage":"https:\/\/www.fight13.com\/mortgage-forbearance-plan","headline":"Your Mortgage Forbearance Plan is About Over, What is Next?","name":"Your Mortgage Forbearance Plan is About Over, What is Next?","description":"We have had many homeowners in forbearance plans that have contacted our office about what their next steps are.\u00a0 There is not a one-size-fits-all response to these questions.\u00a0 First, for those who got their forbearance plans in writing, the document will most likely dictate what steps you need to take...","datePublished":"2020-07-20","dateModified":"2025-09-19","author":{"@type":"Person","@id":"https:\/\/www.fight13.com\/attorneys\/matis-h-abarbanel#Person","name":"Matis Abarbanel","url":"https:\/\/www.fight13.com\/attorneys\/matis-h-abarbanel","identifier":55,"image":{"@type":"ImageObject","@id":"https:\/\/www.fight13.com\/wp-content\/uploads\/2025\/09\/matis-abarbanel_avatar-96x96.png","url":"https:\/\/www.fight13.com\/wp-content\/uploads\/2025\/09\/matis-abarbanel_avatar-96x96.png","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Loan Lawyers, LLC","logo":{"@type":"ImageObject","@id":"https:\/\/www.fight13.com\/wp-content\/uploads\/2020\/03\/icon-logo.png","url":"https:\/\/www.fight13.com\/wp-content\/uploads\/2020\/03\/icon-logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.fight13.com\/wp-content\/uploads\/2020\/07\/Forbearance.jpg","url":"https:\/\/www.fight13.com\/wp-content\/uploads\/2020\/07\/Forbearance.jpg","height":627,"width":1200},"url":"https:\/\/www.fight13.com\/mortgage-forbearance-plan","about":["Debt Relief","Loan Modifications"],"wordCount":669,"articleBody":"We have had many homeowners in forbearance plans that have contacted our office about what their next steps are.\u00a0 There is not a one-size-fits-all response to these questions.\u00a0 First, for those who got their forbearance plans in writing, the document will most likely dictate what steps you need to take now to keep your account current.For many people, they must now pay back the 3 months\u2019 worth of mortgage payments that they missed.\u00a0 This means that families who have been struggling with unemployment must now come up with many thousands of dollars that they do not have.\u00a0 The unfortunate reality is that if your forbearance plan requires this, and you do not pay all the missed payments by the due date in the forbearance agreement, the bank will start foreclosure proceedings.We have seen this countless numbers of times over the years.\u00a0 This is common during hurricane season when the bank offers forbearance plans.\u00a0 Homeowners without the ability to pay are left holding the bag and find themselves in foreclosure.If the bank is requiring you to pay back all these missed payments now and you cannot afford to do so, its time to get legal help.\u00a0 The sooner, the better.\u00a0 The longer you wait to figure this out, and the longer you go without making payments, the more difficult the situation becomes to resolve.If you did not get your forbearance agreement in writing from your servicer, then it\u2019s the Wild West.\u00a0 There is a Florida statute on the point that a forbearance agreement that is not in writing is not enforceable.\u00a0 The bank may be free to do with your home as they please.If you think that the bank is here to help you and has your best interest at heart, think again. Banks have shown an absolute willingness and capacity to come after unsuspecting homeowners.\u00a0 You need to put aggressive legal representation between you and the bank.\ufeff\ufeffWho Can You Trust?You need an attorney who has a proven track record of saving homes, one who has extensive trial foreclosure experience, one that handles modification and does not just take money from you and strings you along, one who handles bankruptcies in the event that you need bankruptcy to save your home, and lastly, you need a law firm with a proven track record of suing banks and loan servicers.How Our Florida Attorneys at Loan Lawyers Can Help You?Loan Lawyers fits that bill perfectly.\u00a0 We have helped thousands of Florida residents save their homes, we handle bankruptcies and loan modifications, both of which may be powerful tools to save your home.\u00a0 Our lead trial attorney has been trying cases in court for over 2 decades and has a proven track of success.\u00a0 Further, we have recovered millions of dollars for our clients from banks, loan servicers, and debt collectors for wrongdoing.Call Loan Lawyers now at 1-888-FIGHT-13 to schedule your free consultation with one of our South Florida foreclosure defense lawyers.\u00a0 Do not hide your head in the sand and hope everything will be just fine.\u00a0 Get the right legal team on your side so you can start sleeping well once again.About the AuthorLatest PostsMatis AbarbanelMatis Abarbanel is the founding partner and senior attorney at Loan Lawyers in South Florida. He focuses his practice on consumer rights, helping homeowners navigate issues such as foreclosure and financial hardship. Matis also brings a wealth of experience from his previous work in personal injury law. As a devout Chasidic Jew, he is committed to making a positive impact in his community and dedicates his efforts to charitable initiatives through his non-profit organization, The Center, which aids at-risk Jewish youth. Matis actively serves clients across South Florida and is passionate about empowering individuals to secure their rights and achieve a better future.When Foreclosure Errors by Lenders Lead to Legal Remedies for Homeowners in Fort LauderdaleWhat Homeowners Can Do When Loan Documents Contain Forged or Altered SignaturesUnderstanding Florida\u2019s Debt Forgiveness Programs and IRS Rules"},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Your Mortgage Forbearance Plan is About Over, What is Next?","item":"https:\/\/www.fight13.com\/mortgage-forbearance-plan#breadcrumbitem"}]}]