Fair Credit Reporting Act

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For as important as a good credit report can be for one’s financial health, the credit reporting process and all that it entails can seem mystifying and intimidating. However, it does not have to be. Understanding the meaning of a few important terms can go a long way towards being…

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Consumers who believe their credit has been damaged should probably obtain a full credit file disclosure, which is different than a credit report since it may contain additional information. Once this disclosure is received and reviewed, any mistakes may be disputed with the credit reporting agencies reporting false or incorrect…