Year: 2020

mortgage concept and completing wooden

Filing for bankruptcy can be an effective means of managing debt that’s become more than you can bear. You’ll benefit from debt relief and a fresh financial start. You’ll be able to stop debt collectors from harassing you, taking action against you, and repossessing your property. On the downside, however,…

foreclosure sign

Florida has one of the longest timelines in the country when it comes to foreclosure lawsuits. After a lender has filed a foreclosure action, it can take months before the property owner is forced out of their home, which can cause a great deal of stress for the lender, as…

bankruptcy words on tag dollar note

No one ever wants to file bankruptcy but, sometimes, it is the only option. Many people understand that bankruptcy is a way for people to discharge their debt so they can get a fresh start and begin rebuilding their credit. Unfortunately, this is the extent of the knowledge many people…

judge gavel house model ideas foreclosure

The coronavirus pandemic has caused economies to shut down throughout the country, and millions of people have been furloughed, or have lost their job for good. Experts are predicting that due to these challenging conditions, hundreds of thousands of homeowners will face foreclosure within the next year. In Florida alone,…

wage garnishment title on legal documents

The term ‘wage garnishment’ is enough to strike fear in the heart of just about anyone. Everyone relies on their income to pay for daily expenses including their mortgage, utilities, and groceries. So, learning that a portion of your paycheck is going to be withheld is very scary. Although wage…

Mortgage loan request modification document concept

It was at the end of July when Florida Governor Ron DeSantis signed Executive Order 20-180, the order that extended the moratorium on residential mortgage foreclosures and tenant evictions. Unfortunately, the language included in the order clearly shows that the moratorium now only applies to residential properties, leaving commercial property…

couple managing debt

Debt collectors are required to collect on debt that is past due and to do so, they have many strategies they use. They will call constantly, send letters, list the debt on your credit report, and they may even file a lawsuit against you. All of these actions are difficult…