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Blog Posts in November, 2017

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  • Am I In Danger of My Car Being Repossessed?
    Am I In Danger of My Car Being Repossessed?

    When you purchase a car on a loan from a bank or other creditor, you do so under an agreement that you will ensure the vehicle is protected to prevent serious losses as well as make payments with ...

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  • What Happens When My Student Loan Defaults?
    What Happens When My Student Loan Defaults?

    When you borrow money to attend school, you’ll need to pay it back, with interest. But what happens when you can’t make your monthly payments? After a certain amount of time, your loan will go into ...

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  • How to Recover From Identity Theft
    How to Recover From Identity Theft

    If you discover you’ve been the victim of identity theft, you’ll face quite a bit of uncertainty. It’s difficult to tell when someone might try to use your identity fraudulently (if they haven’t ...

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  • Supreme Court Paves Way for False Claims in Bankruptcy Courts
    Supreme Court Paves Way for False Claims in Bankruptcy Courts

    Most years no FDCPA cases reach the Supreme Court. This year several have and not all of them are good ones. In a 5-3 decision the Supreme Court recently ruled upon the case of Johnson v. Midland ...

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  • District Court Reduces Award of Statutory Damages
    District Court Reduces Award of Statutory Damages

    The United States District Court for the Eastern District of Missouri reduced an award given by a jury because the statutory damages of $500 per call would have been “obviously unreasonable and wholly ...

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  • No Demand for Payment Required Under FDCPA
    No Demand for Payment Required Under FDCPA

    For many years our office has been fighting debt collectors and protecting members of the public by using the Fair Debt Collection Practices Act (“FDCPA”). Debt collector’s frequently one argument in ...

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