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Blog Posts in July, 2017

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  • Preventing Identity Theft, Part 1
    Preventing Identity Theft, Part 1

    According to FBI data, identity theft is the fastest growing crime in the country. The harm caused by identity theft may endure for years. The attorneys at Loan Lawyers can help anyone damaged by ...

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  • Serving Defendants
    Serving Defendants

    I often meet with individuals who are shocked because they recently found out that a lawsuit had been filed against them months or even years earlier. They came to find out about the action after the ...

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  • Consumer Rights Under the Fair Credit Reporting Act, Part 2
    Consumer Rights Under the Fair Credit Reporting Act, Part 2

    The Fair Credit Reporting Act (FCRA) provides individuals with many rights related to the collection and dissemination of their credit history. Here is the second part of a summary of their major ...

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  • How Do my Credit Cards and Other Unsecured Creditors Get Paid in a Chapter 13 Bankruptcy?
    How Do my Credit Cards and Other Unsecured Creditors Get Paid in a Chapter 13 Bankruptcy?

    One of the many differences between a chapter 7 and 13 bankruptcy is that; the filing of a chapter 13 bankruptcy allows the debtor to retain its unexempt assets while making payments towards its ...

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  • Consumer Rights Under the Fair Credit Reporting Act, Part 1
    Consumer Rights Under the Fair Credit Reporting Act, Part 1

    The Fair Credit Reporting Act (FCRA) protects consumers by providing them with rights related to the collection and dissemination of their credit history. States may enforce the FCRA, and many states ...

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  • FCRA Requires Concrete Injury For Statutory Damages
    FCRA Requires Concrete Injury For Statutory Damages

    A 2016, U.S. Supreme Court case, Spokeo v. Robins , in a 6-2 vote, ruled that individuals suing under the Fair Credit Reporting Act must demonstrate "concrete" harm rather than merely allege the ...

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