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If Debt Collectors Have Been Calling You They May OWE YOU MONEY!

One of the nation’s largest debt collectors, Portfolio Recovery Associates has recently settled a class action lawsuit regarding the Telephonic Communication Practices Act or “TCPA”. The TCPA makes it illegal for debt collectors to engage in certain practices, such as calling peoples cell phones using a computer to dial, without permission. This is a potentially enormous opportunity for some, nearly seven and a half million people are included in the lawsuit. The TCPA can sometimes result in monetary awards of thousands or tens of thousands of dollars or more. However the class action case which just settled is potentially going to end up paying less than $5.00 to each person Portfolio Recovery Associates called, despite the fact that each illegal call under the TCPA can be worth up to $1,500. Essentially, the people who actually take the class action settlement are getting a raw deal when they could potentially get a substantial windfall if they went after Portfolio Recovery on their own. If you are a member of the class you may have received a letter or card in the mail.

What should you do if you have been getting calls from Portfolio Recovery Associates or are a member of the class? CALL US! It is possible to remove yourself from the class action lawsuit and go after Portfolio Recovery individually which could result in a substantial monetary recovery for you.

What should you do if you don’t know if you’re a member of the class or not? CALL US! We can help you find out and it won’t cost you anything.

What should you do if any other debt collectors are bothering you? CALL US! We fight debt collectors and even if you do not have a claim in this class action case we may still be able to help you.

This document has been provided for informational purposes only and is not intended and should not be construed to constitute legal advice. Please consult your attorney in connection with any legal issues related to the matters discussed in this article as the applicability of state, local and federal laws may vary.