Florida Foreclosure Defense Lawyer

foreclosure notice on a foreclosure defense lawyer desk

Receiving a mortgage foreclosure notice is a stressful and overwhelming experience for a homeowner. However, you still have options even if you receive a foreclosure notification. Our Florida foreclosure defense, debt defense, and bankruptcy attorneys can tailor a unique solution to address your circumstances. Contact us today for a free consultation to learn more about how we can help you.

Foreclosure Basics

When a homeowner can no longer maintain their regular loan payments, their mortgage company may initiate foreclosure by filing a foreclosure lawsuit. This legal action aims to force the sale of the home so that the lenders can recoup the money the homeowner owes them. Our experienced Florida foreclosure defense attorneys can help mitigate the consequences of the foreclosure process.

What to Do if Notified About a Foreclosure

If you receive a foreclosure notification, the two biggest mistakes you can make are to either ignore it or to try to take on your case alone. The most crucial step to take if you receive a complaint and summons for a foreclosure lawsuit is to contact foreclosure attorneys in Florida who can optimize your chances of a favorable outcome of your case.

How Can Our Foreclosure Defense Lawyers Help You Fight Foreclosure?

If you are in the midst of a foreclosure lawsuit or simply worried that the bank might soon serve you with a foreclosure notice, an experienced Florida foreclosure defense lawyer is crucial. Your attorney can help you understand your options and fight to avoid foreclosure. Our team at Loan Lawyers will take care of all the legal heavy lifting and keep you updated throughout the process. Based on your situation, we might be able to take immediate steps to halt or delay the foreclosure process.

How Long Does a Foreclosure Take in Florida?

The length of time foreclosure proceedings take depends on several factors. The process can take as little as six months or as long as a year, and potentially longer. This protracted timescale gives Florida homeowners with excellent legal counsel a chance to organize their finances, cure their mortgage default, or negotiate alternative resolutions with their banks.

How Can You Stop a Foreclosure Without Going to Trial?

Even after a foreclosure lawsuit has been filed, there are still options to resolve the matter without going to trial. Some common defenses foreclosure lawyers in Florida can use before trial include:

  • Bankruptcy – Filing for Chapter 7 or Chapter 13 bankruptcy will automatically halt any foreclosure proceedings. The bankruptcy court can eliminate your mortgage debt or create a repayment plan to become current on your mortgage.
  • Refinancing – If you qualify for a new loan with lower payments, you could pay off your defaulted mortgage and refinance into a more affordable option.
  • Forbearance Agreement – Your lender may agree to temporarily pause or reduce your mortgage payments for a set time until you can get back on your feet financially.
  • Loan Modification – You may be able to modify your loan terms to lower your monthly payments permanently. This process may involve extending the repayment period, reducing the interest rate, or adding missed payments to the end of the loan.
  • Short Sale – The lender may allow you to sell the home yourself and release their lien even if the sale price is lower than what you owe on the mortgage.
  • Deed in Lieu of Foreclosure – You voluntarily transfer ownership of the property back to the lender to satisfy the debt and avoid foreclosure.

 

Banks and Law Firms We’ve Fought Against

Has a foreclosure law firm been in contact with you? Our Florida foreclosure defense attorneys at Loan Lawyers have a proven track record fighting against the following foreclosure law firms (click here for our full list):

  • Akerman, LLP
  • Akerman, LLP
  • Albertelli Law
  • Aldridge Pite, LLP
  • Ashland Medley Law, PLLC
  • Becker & Poliakoff, P.A.
  • Brock & Scott, PLLC
  • De Cubas & Lewis, P.A.
  • Deluca Law Group, PLLC
  • Diaz Anselmo & Associates, P.A.
  • Exl Legal, PLLC
  • Frenkel Lambert Weiss Weisman & Gordon, LLP
  • Ghidotti Berger LLP
  • Gibbons Neuman
  • Gilbert Garcia Group, P.A.
  • Greenspoon Marder LLP
  • Heller, Zion & Sanchez, l.l.p.
  • Howard Law Group
  • Kahane & Associates, P.A.
  • Kass Shuler, P.A.
  • Weissman & Dervishi, P.A.
  • Kaye Bender Rembaum, P.L.
  • Kelley Kronenberg, P.A.
  • Kopelowitz Ostrow, P.A.
  • Law Office of Gary Gassel, P.A.
  • Logs Legal Group LLP
  • Mankin Law Group
  • McCabe, Weisberg, & Conway, LLC
  • McCalla Raymer Liebert Pierce, LLC
  • McMichael Taylor Gray, LLC
  • Miller, George, & Suggs, PLLC
  • O’Kelley & Soroban, Attorneys at Law, LLC
  • Padgett Law Group
  • Pollack & Rosen, P.A.
  • Popkin & Rosaler, P.A.
  • Quintairos, Prieto, Wood & Boyer, P.A.
  • Robertson, Anschutz, Schneid, Crane & Partners, PLLC
  • Tiffany & Bosco, P.A.
  • Tromberg, Morris & Poulin, PLLC.
  • Tucker & Lokeinsky , P.A.
  • Van Ness Law Firm, PLC
  • Wasinger Law Office, PLLC

Note: If you want to learn more about the law firms we have fought against, click here.

You may have also been contacted by a bank about foreclosure proceedings. Our Florida foreclosure defense lawyers also have extensive experience fighting against the following banks:

  • Allied First Bank, SB D/B/a Servbank
  • Amerihome Mortgage Company, LLC
  • Ameris Bank
  • Bank of America, N.A.
  • Bank of New York Mellon Trust Company, N.A.
  • Caliber Home Loans, Inc.,
  • Champion Mortgage LLC
  • Carrington Mortgage Services, LLC
  • Citibank, N.A.
  • Citigroup Mortgage Loan Trust Inc.
  • Crosscountry Mortgage, LLC
  • Deutsche Bank National Trust Company
  • Federal Home Loan Mortgage Corporation
  • Fifth Third Bank, National Association
  • Finance of America Reverse, LLC
  • First Franklin Mortgage Loan Trust
  • Flagstar Bank, FSB
  • Freedom Mortgage Foreclosure Defense Lawyer
  • Gulf Harbour Investments Corporation
  • HSBC Bank USA
  • Interstate Intrinsic Value Fund A, LLC,
  • JP Morgan Chase Bank, National Association
  • Lakeview Loan Servicing, LLC
  • Loancare, LLC,
  • Lpp Mortgage, Inc. F/K/a Lpp Mortgage Ltd,
  • Meb Loan Trust
  • Midfirst Bank
  • Mortgage Assets Management, LLC.
  • Mr. Cooper
  • Nationstar Mortgage Foreclosure Defense
  • Newrez LLC D/B/a Shellpoint Mortgage Servicing
  • Ocwen Loan Servicing, LLC
  • Pennymac Loan Services, LLC
  • Phh Mortgage Corporation
  • Reverse Mortgage Funding LLC.
  • Select Portfolio Servicing, Inc
  • Servis One, Inc. Dba Bsi Financial Services
  • Shellpoint Mortgage Servicing
  • Sja Mortgage Fund Inc., a Delaware Corporation
  • Specialized Loan Servicing LLC
  • STAR211, LLC, a Delaware Limited Liability Company
  • Taylor, Bean & Whitaker Mortgage Corp.
  • The Bank of New York Mellon
  • The Bank of New York Mellon F/K/a the Bank of New York
  • Third Federal Savings & Loan Association of Cleveland
  • Tiffany & Bosco, P.A.
  • Trinity Financial Services, LLC
  • Truist Bank, Successor by Merger to Suntrust Bank
  • Bank National Association
  • Wells Fargo Bank, N.A.
  • West Coast Servicing, Inc.
  • Wilmington Savings Fund Society, FSB

Note: If you want to learn more about the banks we have fought against, click here.