Se Habla Español | Nou Pale Kreyòl

Blog Posts in May, 2017

Using A Foreclosure Defense Attorney To Your Advantage

For homeowners that fall behind on mortgage payments and are nearing default of their mortgage loan, the possibility of foreclosure by the mortgagee-lender looms mightily. In Florida, foreclosure is ...
Continue reading "Using A Foreclosure Defense Attorney To Your Advantage" »

Tax Liens & Bankruptcy's Automatic Stay

Discharging income taxes in bankruptcy will not remove a tax lien which existed prior to the filing of a bankruptcy case. Such a lien is still valid and may not be discharged unless the lien is paid ...
Continue reading "Tax Liens & Bankruptcy's Automatic Stay " »

Using Other Exemptions To Keep Your Car In a Chapter 7 Bankruptcy Case

The amount of equity in a motor vehicle is a large factor in determining whether a bankruptcy trustee may take a motor vehicle to repay general, unsecured creditors. If the equity in a car is minimal, ...
Continue reading "Using Other Exemptions To Keep Your Car In a Chapter 7 Bankruptcy Case" »

Keeping Your Car In a Chapter 7 Bankruptcy Case: Reaffirmation

Debtors primarily file Chapter 7 bankruptcy cases for the purpose of obtaining a discharge or release of the obligation to repay a debt. A discharge order at the end of a Chapter 7 case cancels or ...
Continue reading "Keeping Your Car In a Chapter 7 Bankruptcy Case: Reaffirmation" »

Keeping Your Car In a Chapter 7 Bankruptcy Case: Redemption

While a Chapter 7 bankruptcy case discharges personal liability on a car loan, it does not extinguish or avoid the lien on the property. When a motor vehicle is not owned free and clear and is the ...
Continue reading "Keeping Your Car In a Chapter 7 Bankruptcy Case: Redemption" »

Can I Keep My Car In a Chapter 7 Bankruptcy Case?

Many bankruptcy debtors who wish to keep their motor vehicles often file a Chapter 13. They utilize the concept of the "cram down" which allows the modification of the motor vehicle contract ...
Continue reading "Can I Keep My Car In a Chapter 7 Bankruptcy Case?" »

What Happens If I File Bankruptcy But Another Non-Filer Is Also Liable For Some Of My Debts?

Often, one person files bankruptcy but another person, like a spouse, chooses not to file a bankruptcy case although liable for some or all of the debts. Many prospective debtors, especially married ...
Continue reading "What Happens If I File Bankruptcy But Another Non-Filer Is Also Liable For Some Of My Debts?" »

Minimizing The Negative Effects of Repossession

Repossession of an automobile, motorcycle, motor home, boat or other vehicle is damaging to an individual's credit score. Credit experts report that a repossession remains on a credit report for seven ...
Continue reading "Minimizing The Negative Effects of Repossession" »

Resolving Tax Debt With The IRS Offer-In-Compromise Program, Part 2

An offer-in-compromise (OIC) is an agreement between a taxpayer and the Internal Revenue Service that resolves tax liabilities for less than the full amount of the tax debt. The IRS may accept an ...
Continue reading "Resolving Tax Debt With The IRS Offer-In-Compromise Program, Part 2" »

Resolving Tax Debt With The IRS Offer-In-Compromise Program, Part 1

An offer-in-compromise (OIC) is an agreement between a taxpayer and the Internal Revenue Service that resolves tax liabilities for less than the full amount of the tax debt. However, if the tax debt ...
Continue reading "Resolving Tax Debt With The IRS Offer-In-Compromise Program, Part 1" »

Who Can Call Or Telemarket Me?

The Telephone Consumer Protection Act (TCPA) allows the Federal Communications Commission (FCC) to helps consumers stop unwanted telephone calls and text messages. It is important to note that rules ...
Continue reading "Who Can Call Or Telemarket Me?" »

How Does A Statement Of intention Affect A Chapter 7 Case?

Along with the long list of documents required for filing in a Chapter 7 Bankruptcy case, every Chapter 7 debtor must file a Statement of Intention (SOI). The attorneys at call Loan Lawyers may assist ...
Continue reading "How Does A Statement Of intention Affect A Chapter 7 Case?" »

Getting Your Car Returned After Repossession

Fla. Stat. § 537.012 applies the repossession and disposal of pledged property. In the case of repossession, the term "pledge" is used to describe the motor vehicle which is the secured ...
Continue reading "Getting Your Car Returned After Repossession" »

Some Options For Dealing With Federal Tax Liens

It is important that taxpayers negotiate with the IRS to pay any delinquent tax debt, preferably before the IRS places a lien on property or worse, seizes it pursuant to its statutory authority to ...
Continue reading "Some Options For Dealing With Federal Tax Liens" »

Some Important Information About Federal Tax Liens

A federal tax lien is a legal claim by the federal government against a taxpayer's property when he or she neglects or fails to pay a tax debt. After the IRS assesses liability by listing a balance ...
Continue reading "Some Important Information About Federal Tax Liens" »
  • ABC News
  • American Civil Liberties Union
  • CBS 4
  • CNN
  • Daily Business Review
  • Florida Trend's - Florida Legal Elite 2014
  • Florida Trend's - Florida Legal Elite 2014
  • National Association of Consumer Advocates
  • National Association of Consumer Bankruptcy Attorneys
  • NBC News
  • National Consumer Law Center
  • The New York Times
  • Avvo
  • Avvo
  • Avvo
  • Avvo
<div class="video-wrap"> <object type="application/x-shockwave-flash" data="/Shared/videovault/lt/player.swf" width="100%" height="100%" bgcolor="#000000" id="FlashSWF045327554480172694" name="FlashSWF045327554480172694" tabindex="0"><param name="allowfullscreen" value="true"><param name="allowscriptaccess" value="always"><param name="seamlesstabbing" value="true"><param name="wmode" value="opaque"><param name="flashvars" value="netstreambasepath=http%3A%2F%2Ffight13com.scorpionlocal.com%2FAdmin%2FLayout%2FTemplate.aspx%3FT%3D45313%26preview%3Dfalse%26edit%3Dfalse%26editlayout%3Dfalse%26pageid%3D5538965&id=FlashSWF045327554480172694&file=%2Fmedia%2FBeing_harrassed_by_debt_collectors.mp4&image=/media/vpics/Loan-Lawyers-TV-Commercial-Stop-the-foreclosure_20140918044522.png&skin=glow&levels=%5B%5BJSON%5D%5D%5B%7B%22bitrate%22%3A185%2C%22file%22%3A%22%2Fmedia%2F150%2FBeing_harrassed_by_debt_collectors.mp4%22%2C%22width%22%3A0%7D%2C%7B%22bitrate%22%3A236%2C%22file%22%3A%22%2Fmedia%2F400%2FBeing_harrassed_by_debt_collectors.mp4%22%2C%22width%22%3A0%7D%2C%7B%22bitrate%22%3A349%2C%22file%22%3A%22%2Fmedia%2FLoan-Lawyers-TV-Commercial-Stop-the-foreclosure.mp4%22%2C%22width%22%3A0%7D%5D&controlbar.position=over"></object> <a href="/Video-Center.aspx" class="videoBtn">More Videos</a> </div>