Individuals that are tired of pre-approved credit offers from phone calls,
text messages, and emails may eliminate such offers. Online or by phone,
consumers may opt out of receiving these offers for five years or permanently.
To opt-out permanently, an individual is required to sign and return a
Permanent Opt-Out Election form to the appropriate address.
Specific personal information, including a home telephone number, name,
Social Security number, and date of birth must be provided to opt-out.
The information provided by consumers
is confidential and will be used only to process the opt-out request.
Opting-out stops prescreened solicitations that are based on lists from
the major consumer reporting companies. Solicitations may continue for
credit and insurance based upon lists of other types of entities, such
as local merchants, religious groups, charitable organizations, professional
associations, alumni groups, and companies with which you are a prior
or current customer, donor, or patron. Consumers must individually and
directly contact these organizations and groups to discontinue receiving
mail from them.
To permanently opt-out by mail, send a written request to
each of the major consumer reporting companies. The request must include a
home telephone number, name, Social Security number, and date of birth.
P.O. Box 919
Allen, TX 75013
Name Removal Option
P.O. Box 505
Woodlyn, PA 19094
P.O. Box 740123
Atlanta, GA 30374-0123
Innovis Consumer Assistance
P.O. Box 495
Pittsburgh, PA 15230-0495
Opting-out from prescreened lists does not affect a consumer's ability
to apply for or obtain credit or insurance. Typically, requests to opt
out are processed within five days, but it may take up to 60 days before
a consumer stops receiving prescreened offers. Persons may also opt back
in by using the same contact information and procedure for opting-out.
South Florida defense attorneys at Loan Lawyers are here to review your potential claims against a debt collector, help
you recover the damages you deserve and help you repair your credit. To
schedule a free consultation at any of our three conveniently located
Loan Lawyers today by calling (888) FIGHT-13 (344-4813).