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Blog Posts in 2017

207 results found. Viewing page 1 of 9. Go to page 1 2 3 4 5 6 7 8 9   Next

Consumer Protection Provision Struck Down

At Loan Lawyers we pay close attention to all changes to the law in the area of consumer protection, not only the good. You may have read the blog entry we wrote for March of this year about how the ...
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Escrow

I’ve had a couple of clients recently who had similar stories that I wanted to share. They both took out a mortgage to finance purchasing their home. The loans were originally escrowed, meaning ...
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Enforcing Settlement

You might not have guessed it, but litigating a lawsuit involves a balance between knowing when to fight and knowing when to strike a deal. If you fight over every minor issue, you might gain some ...
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Save Your Home with Chapter 13 Bankruptcy

If you are facing foreclosure and feel that you are coming to the end of the road, do not lose hope –bankruptcy may help. Chapter 13 bankruptcy was designed to help homeowners catch up on ...
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Follow-up to the 2nd Circuit Holding on Contract Law Precluding Consumer from Revoking Consent under TCPA

Following up on the United States Court of Appeals for the Second Circuit holding, which stated that black letter contract law does not allow a party to revoke consent under the TCPA without the ...
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Avoidance of Judgment Liens in Bankruptcy

Are you trying to sell or refinance your home and are encountering title issues due to a judicial lien? This is not uncommon, unfortunately. Approximately 800,000 people filed for bankruptcy relief in ...
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Fresh Start and Restoring Credit after Chapter 7 Bankruptcy

There are many events in life that may lead to financial distress, including but not limited to divorce, medical expenses, investments gone sour, and job loss. Sometimes trying to get out of debt on ...
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No Right to Reinstate Once Mortgage Loan Matures

In a mortgage foreclosure context, you may have heard someone mention the term “reinstatement.” Typically, when a mortgage loan account goes into default due to the borrower falling behind ...
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Third-Party Purchasers at HOA Foreclosure Auctions Beware

Sometimes property buyers acquire title to real estate, not through a conventional purchase and sale transaction, but at a homeowners association or condominium association (hereinafter, ...
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Am I In Danger of My Car Being Repossessed?

When you purchase a car on a loan from a bank or other creditor, you do so under an agreement that you will ensure the vehicle is protected to prevent serious losses as well as make payments with ...
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What Happens When My Student Loan Defaults?

When you borrow money to attend school, you’ll need to pay it back, with interest. But what happens when you can’t make your monthly payments? After a certain amount of time, your loan ...
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How to Recover From Identity Theft

If you discover you’ve been the victim of identity theft, you’ll face quite a bit of uncertainty. It’s difficult to tell when someone might try to use your identity fraudulently (if ...
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Supreme Court Paves Way for False Claims in Bankruptcy Courts

Most years no FDCPA cases reach the Supreme Court. This year several have and not all of them are good ones. In a 5-3 decision the Supreme Court recently ruled upon the case of Johnson v. Midland ...
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District Court Reduces Award of Statutory Damages

The United States District Court for the Eastern District of Missouri reduced an award given by a jury because the statutory damages of $500 per call would have been “obviously unreasonable and ...
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No Demand for Payment Required Under FDCPA

For many years our office has been fighting debt collectors and protecting members of the public by using the Fair Debt Collection Practices Act (“FDCPA”). Debt collector’s ...
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Avoidance of Judgment Liens in Bankruptcy

Are you trying to sell or refinance your home and are encountering title issues due to a judicial lien? This is not uncommon, unfortunately. Approximately 800,000 people filed for bankruptcy relief in ...
Continue reading "Avoidance of Judgment Liens in Bankruptcy" »

Mortgage Foreclosures and Mortgage Cram-Downs in Bankruptcy

Loan Lawyers, LLC has saved over 1,000 homes in South Florida from foreclosure, eliminated over $80 million dollars in mortgage principal and consumer debt, and collected millions of dollars on behalf ...
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Modification During An Appeal

Our client, T. E. took out a note and mortgage with World Savings Bank, FSB on January 30, 2007. The note had a 7.0% adjustable interest rate, which would adjust every 2 weeks, based upon the ...
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A Long-Term Reinstatement Repayment Plan

In March of 2004, our client, L.G., along with his then wife, took out a Note and Mortgage with Chase Manhattan Mortgage Corporation. Over time, the Note and Mortgage were sold and transferred to U.S. ...
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Mailing Notices

Mailing notices to the defendant. I’ve spoken about this issue in the past, but I feel compelled to discuss it again because of how critical it is for homeowners. Many standard mortgages contain ...
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11th Circuit Holds Plaintiff Can Partially Revoke Consent under TCPA

The United States Court of Appeals for the Eleventh Circuit held that a consumer can partially revoke consent under the TCPA. In Schweitzer v. Comenity Bank, No. 16-10498 (11th Cir. 2017), the ...
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Assignment of Rents

Many mortgage loan borrowers may not realize that their Mortgage contract contains an assignment of rents clause, particularly if the Mortgage is for a secondary property that is not the ...
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Reinstatement Repayment Plans

Everyone knows that part of life involves paying bills. If you are a homeowner, you likely have plenty of other bills aside from the bill for your monthly mortgage payment. Sometimes, other bills ...
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Calls From Company Regarding Disputed Debt

Henry came to Loan Lawyers because he was receiving numerous auto-dialed and/or pre-recorded message phone calls on his cell phone from a debt collector trying to collect a debt that Henry disputed he ...
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Dude, Who Took My Car?

With over $1 trillion dollars of outstanding debt for car loans in the United States everyone is talking about the next big bubble, and no doubt it’s connected to subprime automobile loans. ...
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207 results found. Viewing page 1 of 9. Go to page 1 2 3 4 5 6 7 8 9   Next
  • ABC News
  • American Civil Liberties Union
  • CBS 4
  • CNN
  • Daily Business Review
  • Florida Trend's - Florida Legal Elite 2014
  • Florida Trend's - Florida Legal Elite 2014
  • National Association of Consumer Advocates
  • National Association of Consumer Bankruptcy Attorneys
  • NBC News
  • National Consumer Law Center
  • The New York Times
  • Avvo
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