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Blog Posts in May, 2015

My Mother Passed Leaving Me a House in Arrears

Question: Michael, My mom signed the note and mortgage with ABC Bank, and then she passed away leaving me the house, with a mortgage in arrears. I recently was served on behalf of my mother at the ...
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When The Bank Loses Your Note

The Promissory Note is one of the most critical documents needed to effectuate a foreclosure action. If defines the terms of the agreement between you and the Bank, as well as outlining specific ...
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Verizon Could Use a Lifeline

May 13, 2015 Yesterday, the Consumer Financial Protection Bureau (“CFPB”) filed suit against Verizon Wireless in the Southern District of New Jersey, in line with a previous suit filed ...
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Why You Might Get Paid For Your Chapter 13 Bankruptcy

Nothing in this blog should be taken to suggest that you should file bankruptcy with the intention of getting paid. That would be silly and I want to be clear on that, do not file a bankruptcy with ...
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Garnishment Mistakes

I have written more than once about how vital it is that if a consumer is sued by a debt collector, they take certain actions immediately. The earlier a consumer fights back, the better the odds are ...
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Cool Heads Prevail

A client who recently discovered a 5 year old judgment against, followed by a loss of his investment property was grateful beyond words to see the Blessings of G-D, reveal themselves in a court room. ...
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