Some say luck is when an opportunity comes around and you’ve been
prepared for it.
Luck is where opportunity meets preparation. But I often wonder how true
this belief is when it comes to foreclosure. I mean let’s face it;
some people have more luck than others. I have had clients who have been
in foreclosure since 2007 and we are still fighting their case. There
are others whose foreclosures were filed last year and they already have
a pending sale date. The files that were able to ride the foreclosure
wave without any attention and fell through the crack may be considered
to have been luckier than those who were able to remain on the court’s radar.
In Foreclosure, I can honestly say I have seen certain cases that have
been “luckier” than others. For example, in certain counties,
when a case is set for trial, there is no way of knowing who the Judge
would be. In Broward county, there is a duty Judge assigned to hear the
trials, however, this judge may change every week or so. Therefore, there
is no consistent Judge. Even if you were able to determine who the duty
Judge of a particular week would be, it may not end up in front of that
Judge but another Judge who may be available to hear a foreclosure trial.
The luck comes into play on which judde will hear the case. As we know,
all judges are different and in my experience they do not Judge the cases
equally. Some judges are fairer than others. Some judges favor the banks
and may rule more in their favor. Therefore, no matter how hard an attorney
can prep, if a defense attorney ends up in front of a “Pro-Bank”
judge, then the odds will not fall in their client’s favor.
Whether you believe in Luck or Blessings, pick your poison because sometimes
we could use a little of both just to get through the foreclosure storm.
On the Corner of Luck and Blessings,