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Blog Posts in December, 2015


As the U.S. continues to lick its economic wounds from the recession’s aftermath, millions of consumers are still faced with that ugly 4 letter word nobody wishes to associate themselves ...
Continue reading "The TCPA" »

Property Address

Most mortgages in Florida require that the Bank provide the borrower with a very specific type of notice prior to filing a foreclosure action. Depending on the type of mortgage a borrower has, this ...
Continue reading "Property Address" »

Out With The Old - In With The New

As technology advances each year, so do the tactics of telemarketers in their effort to solicit new services and products. Very recently, a movement started whereby companies began advertising through ...
Continue reading "Out With The Old - In With The New" »

Sale Date Scramble

One of the most dreadful parts of the foreclosure process is when a homeowner gets a sale date placed on their property. Often times people are served with foreclosure lawsuits in South Florida and ...
Continue reading "Sale Date Scramble" »

Debt Collectors Not Necessarily Debt Collectors

The Eleventh Circuit recently weighed in on an important debate regarding the definition of a “debt collector” under the Fair Debt Collection Practices Act (FDCPA), 15 U.SC. 1692, et seq. ...
Continue reading "Debt Collectors Not Necessarily Debt Collectors" »

Using Usury to Usurp Debt Collectors

A great ruling came down from the northeast recently, directly effecting New York, Connecticut and Vermont, a decision which we hope will make its way down to Florida eventually. The decision will ...
Continue reading "Using Usury to Usurp Debt Collectors" »


The Florida courts had previously enacted legislation and changed the very rules of Florida Civil Procedure to mandate an additional requirement prior to a bank filing a foreclosure action. Florida ...
Continue reading "Verification" »
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