How much time do I get to stay in my home once a Florida foreclosure has
been filed? This is a question that clients ask our foreclosure lawyers
all of the time. It's a question that does not have any one right
answer and it depends on a number of facts. If you hire an attorney to
fight to foreclosure for you, there are many different approaches you
can take. You can fight the foreclosure, try a loan modification, file
a bankruptcy, sue the bank, or even do a short sale. Depending on what
approach you take, you may stay in your house permanently if you find
an affordable solution or may stay in your home for years even if you
can't find a way to save the home.
In Miami-Dade County, the judges are running through foreclosure trials
so fast that it will make you dizzy. In some courts, judges don't
seem to pay any attention to what homeowners have to say. For a perfect
example of this, read this blog post about a trial where Judge Schwartz
recused himself. Miami-Dade County is trying to move cases very fast.
Palm Beach County is not far behind. All evidence points to Palm Beach
also having a rocket docket to move cases as fast as possible. We hope
that homeowners' due process rights will still be protected.
When choosing a lawyer, not just anyone will do. I had a client that hired
me last week. They were previously represented by an attorney. This attorney
never returned their calls, never made any effort to fight the bank, and
did not even tell the clients that their house had already been sold.
The first time they learned the house had been sold is when they came
into me and I looked it up for them. This is as bad as it gets. I actually
signed the clients up for a legal malpractice case against this attorney.
We are in the process of trying to vacate the sale based on ineffective
assistance of counsel. Beware of attorneys who do not fight for their clients.
You should be aware however, that if you do not fight your foreclosure
properly, you may have to leave your house within months. At Loan Lawyers,
our rates for foreclosure defense, loan modification, bankruptcy and short
sales are affordable. Further, consultations with our foreclosure defense
lawyers are always free in Broward, Miami-Dade, and Palm Beach. Call us
today to see how we can start fighting for you.